Jump to content
  • Tweets

  • Posts

    • I'm asking this as a result of a recent experience as i know some of you are really knowledgeable about disciplinarys. I know it's going to sound a bit cryptic but here goes.   So without giving too much away, if a local authority staff member is caught somewhere they should not be, doing something they should not be doing (usually a criminal record)  & when confronted by a member of the public tells that member of public to F' off, makes derogatory remarks about them, then on camera gives them the middle finger (all backed by witness statement), what sort of hope does that person have of retaining their job?   Clearly gross misconduct, but realistically is this survivable?
    • ROFL Says the person who almost exclusively just posts his unsupported 'opinion', ... which actually seem to come straight from Boris the Liars Puerile book of Populist Jingles (2nd edition) - but that is the populist way isn't it whether Russian troll bot or actual populist on a forum - point the finger of their own failings at others.     Back to reality: People just have to google 'Johnson foreigner lies' to get swamped with examples,   - or just 'Johnson lies' to get his divisive hate and division peddling on everything  racist/foreigner bashing/ misogynistic/the list goes on .. peddling to name but a few.   Heres just a couple of examples from literally thousands across the world: https://www.mirror.co.uk/news/politics/37-lies-gaffes-scandals-make-18558695   https://www.businessinsider.com/boris-johnson-record-sexist-homophobic-and-racist-comments-bumboys-piccaninnies-2019-6?r=US&IR=T   https://www.independent.co.uk/voices/boris-johnson-brexit-middle-east-priti-patel-israel-balfour-robert-fisk-a9030356.html   https://www.newyorker.com/magazine/2019/06/24/the-empty-promise-of-boris-johnson   Now your turn to catch up supporting your many 'opinion' posts Mr unsupported populist opinionist. .. .. A little help: Try googling 'boris Johnson competent' oops that  wont help you.      
    • I had some good news on this yesterday as the dealer refunded me in full. This wasn't without a fight though and he was digging his heels in. I did mention my rights several times and dismissed his claims regarding a warranty.   I was due to drop it off at his mechanics yesterday but they were closed until Monday. He said he would get the issues fixed before reselling it. I've checked this morning and the car is listed back on Autotrader. It's obvious they don't care.   Thanks all to helped on here.
    • So if this is a claim for all losses including your uninsured losses I am not sure why you would not be assisting. The court claim in your name as you are the party looking to recover losses as a result of the accident. The Insurers or their legal people will do all of the work.
    • As you are the renter of the garage, you have a direct right to sue the person who erected the bar in the tort of nuisance. Very straightforward and you can do it as a small claim by suing for the return of your money and a small amount of damages - say £100.   We can help you.   Get together with the other people affected and do it together.   Normally you would want an order from the court that he stops the nuisance.  This would be a more complicated procedure - but if you win your small claim action is is scarcely imaginable that he will continue.   Nuisance is the wrongful interference with the enjoyment of land and as long as you have a legitimate interest in the land then any interference with that could be a nuisance. You are renter and he has interfered with your access to it
  • Our picks

    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
      • 11 replies
    • Father passed away - Ardent Credit Services (Vodafone) now claiming he owes money. Read more at https://www.consumeractiongroup.co.uk/topic/423040-father-passed-away-ardent-credit-services-vodafone-now-claiming-he-owes-money/
      • 9 replies
    • Currys Refuse Refund F/Freezer 5day old. Read more at https://www.consumeractiongroup.co.uk/topic/422656-currys-refuse-refund-ffreezer-5day-old/
      • 6 replies
    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
      I did and they took me upstairs.
      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
      I know its unacceptable but I was distracted and Initially hadn’t really planned to use scan and shop.
       
      No excuse.
      I offered to pay for the goods but the manager said it was too late.
      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
      The cost of the items was about £40.
      I was crying at this point and told them I was a nurse, just coming from work and I could get struck off.
       
      They rang the police anyway and they came and issued me with a community resolution notice, which goes off my record in a year.
      I feel terrible. I have to declare this to my employer and NMC.
       
      They kept me in a room on my own with 4 staff and have banned me from all stores.
      The police said if I didn’t do the community order I would go to court and they would refer me to the PPS.
       
      I’m so stressed,
      can u appeal this or should I just accept it?
       
      Thanks for reading 
      • 16 replies
ayrforce1

The Microfiche Scam

style="text-align:center;"> Please note that this topic has not had any new posts for the last 5114 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Received the microfiche reply to my DPA request letter. Is there any breakthrough on this front and is there anything that can be done apart from the £3 statement that they then seem to be able to produce, surely contradictory as this must be data.

Share this post


Link to post
Share on other sites

Take a look here


:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

Share this post


Link to post
Share on other sites

I have just had a reply from Barclaycard having sent them the letter refering to the Smith v Lloyd`s bank case.

According to Barclaycard this case fully supports their position.

Also I have been thinking of trying to claim for the charges that I know of stating that this is a claim only for the dates supplied and not final.

Should I proceed or is there another course of action.

Share this post


Link to post
Share on other sites

Hello,

 

I just got a letter like that from barclaycard! got the template above but does anyone know what's the Regulatory Compliance address fro Barclaycard??

Please help!!

thanks

Share this post


Link to post
Share on other sites

If you are worried about Barclaycards view that the case supports their position then you need to refer to the case directly.

 

It supoprts the view that unstructured bundles of papers areno part of a relvant filing system.

 

However, it doesnt refer specifically refer to michrofiche, but in my veiw paras 11 and 13 give an insight into why microfiche systems may well be a relevant filing system.

 

IMHO

 

Barclaycard are bluffing and you should proceed on the basis that they are.

 

This is all just my humble untrainend opinion and it would be useful if any of the mods can add or correct anything said by me.

 

Glenn


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Share this post


Link to post
Share on other sites

I Have Tried 3 Times To Get Barclaycard To Release The Statement But To No Avail.

I Have Informed The Ico As Each Letter States That Barclaycard Will Take No Further Actions.

 

Don't Know Whether To Claim An Estimated Amount Or Just To Claim From 1/5/4 To Present Date And Go Back Later And Claim Again When I Can Afford To Request The Statements.

Share this post


Link to post
Share on other sites

I have not heard of a bank arguing the toss over the SAr and that they are claiming the stated case supports thier view.

 

Why not pm a link to this thread tro a mod and ask them to have a look.

 

it may be that there is something differnet about your case or it may be that the bank are chanig tack and that the template needs to be revised.

 

Glenn

 

PS we got statements using the SAR from barclaycard yesterday so am surprised you are having problems.


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Share this post


Link to post
Share on other sites

shall i just pay the £3.00 per statement then claim it back of them? I am convinced my charges pre 04 will amount to a fair bit and i dont really want them to just get away with two years worth of my money!

 

any advice much apreciated.

Share this post


Link to post
Share on other sites

You can claim the £3 back when you initiate the court claim. It seems like Barclaycard are not going to back down over this so it might be the only way forward.


_________________________________________

Alliance & Leicester MBNA Credit Card

Data Protection Act letter sent 3 July 2006.

Incomplete list of charges received 12 August 2006

Requested repayment of charges 10 November 2006

LBA sent 24 November 2006

Estimated £4650 in fines and interest.

Barclaycard

Data Protection Act letter sent 3 July 2006.

Incomplete statements sent 9 July 2006

Requested repayment of charges 14 August 2006

LBA sent 30 August 2006

Estimated £468 in fines and interest.

Initiated claim at MCOL 20 September 2006

Claiming £615.47 including fines & interest, s69 interest and costs

Claim acknowledged 10 October 2006

Defence filed 20 October 2006

Settled in full £640 total. 14 December 2006

Vodafone

Requested Default Notice removed 10 July 2006

Received letter agreeing to request 10 August 2006

Share this post


Link to post
Share on other sites

FWIW i think it depends on your view over this if you wish to force them to reveal the data, and inmy view you should, then take them to court.

 

Reporting them to the ICO may beuseful but from waht i can see its not a lot of use.

 

Taking them to court will force them to revela the data.

 

FWIW if the ICO come down on Abbey nationals side, then this wold make any route more difficult and therefore we would have to challenge them on it.

 

Its difficult to see how they could, but we should consider that its possible.

 

Incidentally even if the ICO do side with the banks it doesnt mean a court will.

 

JMHO

 

Glenn


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Share this post


Link to post
Share on other sites

If you were to send them an LBA with 'estimated' charges on your account, would they send you the data does anyone know? I am hoping that I would be able to do this, and they would hopefully come back with the information to prove me wrong....

Share this post


Link to post
Share on other sites
If you were to send them an LBA with 'estimated' charges on your account, would they send you the data does anyone know? I am hoping that I would be able to do this, and they would hopefully come back with the information to prove me wrong....

 

I dont believe they have to, but if they want to disprove your estimated claim then they have to provide data in their defence and as i understand it they have to send you any documents they wish to use in their defence.

 

So i think one way or another you will get the data, its the timeframe and how difficult it could make it to claim from them.

 

JMHO

 

Glenn


Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...