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Debts In Scotland


scottygal
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Hi

 

Sorry about this but I posted this thread elsewhere but have had no joy and do not know how to delete other one....so I sincerely apologise in advance to the mods for double posting. Here goes:

Hi

 

All debts I have were taken out whilst I lived in Scotland. Since then I have moved to Wales (approx 2 years ago). Therefore which law would I come under on the statute barred ruling (5 or 6 years) and which courts would my creditors have to take me to?

 

All help would be very much appreciated.

 

Scottygal :)

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If you entered into the contract as a consumer e.g. a private individual taking out a credit card, loan or HP then which court has jurisdiction will depend upon where you are domiciled (your normal home). As you now live in Wales and have lived there for a period greater than 3 months then the county court in Wales would have jurisdiction and the 6 year rule would apply as this is now your normal home.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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