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Ok so here we go

statements recieved

charges worked out= 1656 pounds :twisted:

interest worked out= 173.67 pounds :twisted:

letter to bank filled in

and just about to be hand delivered

wish me luck :D 8)

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  • 1 month later...

well good news everyone keep plugging away at your pursuits against your respective banks

13 days after the acknowledgement of my court action i recieved payment in full

from the halifax

didnt seem to get my court costs back so am still going to pursue them for that but hey ho

thats another one in the eye for them

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Congratualtions, Well Done

 

Please could you tell me how you worked out the interest for the first letter. I know it is 8% at court stage but I am having trouble with the first letter. There are interest debited amounts on each of my monthly statements do i just add all these up.

Halifax Data Protection Act requested 5/4/06

Prelim letter sent 5/5/06 for £2299.00

£219.00 offer 20/5/06

LBA sent 22/5/06

Moneyclaim filed 5/6/06:) Settled in full

 

Barclays prelim letter sent 5/5/06 for £150

LBA sent 22/5/06

Moneyclaim filed 5/6/06:) Settled in full

 

Barclaycard 1 prelim letter sent 5/5/06 for £100

LBA sent 22/5/06

£50 rec'd back

Last request for remainder 5/6/06 :)Settled in full

 

Barclaycard 2 prelim letter sent 5/5/06 for £160

LBA sent 22/5/06

Last ditch attempt letter sent 5/6/06 :)Settled in full

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hello scarlett

your not really entitled to claim the interest until you have to take the bank to court

but in the event you do have to take action you need to get this spreadsheet

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=182

input your own info into the appropriate coloumns and the formula will work it out for you

remember in the date section you need to input the date american style

i.e month/day/year

hope this helps

and keep plugging at them

the final letter i recived stated that even though they dont agree with these actions it will cost them more to defend in court that whats being claimed.:D

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Thanks Tarby25 for your reply. Good luck in your claim.

Halifax Data Protection Act requested 5/4/06

Prelim letter sent 5/5/06 for £2299.00

£219.00 offer 20/5/06

LBA sent 22/5/06

Moneyclaim filed 5/6/06:) Settled in full

 

Barclays prelim letter sent 5/5/06 for £150

LBA sent 22/5/06

Moneyclaim filed 5/6/06:) Settled in full

 

Barclaycard 1 prelim letter sent 5/5/06 for £100

LBA sent 22/5/06

£50 rec'd back

Last request for remainder 5/6/06 :)Settled in full

 

Barclaycard 2 prelim letter sent 5/5/06 for £160

LBA sent 22/5/06

Last ditch attempt letter sent 5/6/06 :)Settled in full

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Please note that this topic has not had any new posts for the last 5437 days.

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