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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

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Woooo! Congratulations Freebird! :D

Have you found my post helpful? If so, please click on the scales at the top right of this post! Please read the

FAQ's!

 

My Claims:

LLoyds TSB - Click!

NOW SETTLED: £760.58 received 1/11/06

BarclayCard - Click!

Claiming £350. Partial refund of £120 received.

Moneyclaim deemed served on 30/9/2006. Darn it, defence filed 4 hours before deadline!

 

Capital One - Click!

Claiming £190. Partial refund of £72 received.

Sent LBA on 24th September. Cap one won't refund me.

Going for contractual interest on this one, after Lloyds and Barclaycard pay up!

 

Questions about posting? Clicky here :D

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Freebird I am so pleased for you! well done. Hope the pizzas tasted finer than any other. Enjoy that holiday...and Christmas too

Saj x

SEE MY THREAD HERE...http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/7358-saj-lloyds-tsb.html

Data Protection Act letter sent recorded delivery 15.5.06

Compliance 1.06.06

PAR letter sent recorded delivery 7.06.06

1st denial received 13/6/06

LBA letter sent recorded delivery 21.06.06 (received 22/6)

Moneyclaim filed 7/7/06, Served 15/7/06

Allocation questionaire returned 28/8/06

Court date 1st December :lol:

SETTLED UNCONDITIONALLY IN FULL 5.10.06

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Hot damn, connection was down at work today so only just seen this.

 

Can I now say "Told you it was worth sticking out?" :D

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Freebird!

 

Well done. I got my money today! It feels so good. Like you I also held out for an unconditional settlement.

 

We are going to have a good Christmas!

Lloyds TSB - £2808 Settled in full 15/11/06

HSBC - Settled £810.56 in full 11/11/06

BarclayCard - Data Protection Act sent 05/09/06

Failed to privide information - Complaint issued to the Information Commissioners Office 12/10/06

NatWest - £54 settled in full 15/11/06

Capital One - Prelim Letter sent 16/10/06

LBA sent 30/10/06

CitiCards - Prelim Letter sent 29/09/06

LBA sent 10/10/06

Claim issued 04/12/06

Acknowledged 07/12/06

StyleCard - Cheque for £130.00 recieved 20/10/06 - FULL SETLLEMENT!

RFS - Settled in full £494 08/1/07

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Oh eh, gang, I got goose pimples and cried reading all your messages, thanks so much.

 

I'm just so happy for all of us who've been "sorted" in the nicest possible way, lately and those of you who are still struggling, keep at it kids...you know you're only days/weeks away, your settlement will be with you, sooner than you think.

 

I'm sorry ADMIN that I gave you the task of "cleaning" up my threads, but I'm sure that you all know, emotions run high through all of this and my language was tame on here, you should of heard what I was really thinking..lol.........but at least now, new claiments can read mine and other threads and hopefully be inspired to keep at it !

 

If it's worth anything, I had a "different" conversation with our Mr. Thomas and pleaded to his better nature, not as a legal professional, but as a Man and Human being. I laid my cards on the table and told him the home truths about where I was coming from..it was quite an emotional phone call but I was very honest and asked him as a person to be considerate and understand my situation. He returned my call within a couple of hours with the unconditional offer, and then phoned me again yesterday with a courtesy call to let me know that Lloyds had made a deposit in my account, the night before. ( I'm sure there's a Christmas story in there somewhere !)

 

Well, for whatever reasons, it came through and I thanked my Mum, bless her too for looking down on me and leaving me her strength..xx

 

This site will help lots of little people regain their self worth and empower the most vulrernable of us. I think that's the key, TAKING CONTROL.......I've just got to administer that in the rest of my life and then I've cracked it..lol...

 

Well I'm doing my presentation to the local children's services tomorrow and I think there'll be a strong message going out and a tone in my voice that will make them sit up and listen !

 

Must get on with this AV, I noticed a few typos ( not like me..lol..) when I played it back at 5am this morn, so back to the drawing board....

 

speak soon

love Freebird xxx

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Just Spotted your success, have been following your progress for months

 

:) :) :) Congratulation Freebird:) :) :)

skb

Victory over Lloyds £890

Click!

Victory over Vodafone: default removal

click!

Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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Yippee!!!!

well done freebird. I am so, so pleased for you Not been online for a few days so only just seen this.

I feel so happy for you. I have followed your thread for a while now and it truly is a great inspriration to us all.

im so glad it came through for you before christmas, so now you and your family can have a thoroughly deserved and happy chritmas.

I am waiting to here from SC&M, sent 3 letters so far with no response, but your success encourages me to keep going.

 

well done!!!

 

:lol:

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Thanks again guys, I just want you all to win now asap..keep at it..

and don't forget..fax.....it's instant and you can chase it up with a phone call.........

 

if you read my earlier threads you'll see that we had a "fax" discussion and I inherited one....so I could fax SCM to my heart's content.......

it's now part of the furniture and I'm a "dab hand"..trouble is, I just don't know who to fax now and I leave it turned on just in case any one faxes me!!!! isn't that sad ? I mean who's going to fax me ? I've got to talk everyone on to buying a fax machine now so I can get some faxes.....got to be careful though as it's my Tel. number so I can't post it anywhere.........

 

good luck gang..

 

BTW my presentation was quite emotional, a few "high up suits" in our local authority were wiping away a couple of tears......not that I intend to make people cry, but if they can get the emotion then the right attitude towards our children with disabilities might follow !

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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STAMINA and that's not easy for me to say...just ask Elsinore.....

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Glad the presentation went well and the suits took notice. You seem to have a knack of getting peoples attention, and I mean that in a good way, in case you were wondering. :D

 

Keep up the good work.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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respectfully received Caro, thanks.

Each of us have so much to give in our own way and we all have different skills. Sometimes I struggle especially if I'm very down and having personal traumas and financial voids to boot...the low times can be really low..but if I can make up for that now and again by effecting some change and helping out anyone, I will search my soul for the drive to act and deliver from the heart. Honest dialogue, emotionally delivered usually does the trick. When I'm on a roll, I have to exploit it and give back a little of what people do for me, supporting me through my blue times. Sometimes I'm too knackered and drained but right now I've just knocked out a Giant, so I'm enthused.......I've got to make the most of it, depression's so unpredictable and the low's can be just around the corner ! It's like a game of snakes and ladders if you get my gist.

Freebirdx

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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SONYA, I REALLY HOPE YOU'RE READING MY THREAD...I'M TRYING TO REPLY TO YOUR PM....................................

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Freebird, I'm so pleased for you!!!!!

 

 

CONGRATULATIONS !!!!!!!!!!!

 

I knew everything would turn out ok for you, and I'm so glad it has happened before Christmas. You deserve it so much, and your post has been an inspiration xxxxx

 

Big hugs from me!! :D :D :D

Price vs Lloyds TSB - S.A.R - (Subject Access Request) - - letter sent 21/06/2006

response received 20/07/2007

Total amount to claim £1052.50 !

prelim letter sent 24/07/2006

first rebuff letter received 27/07/2006

LBA sent 10/08/2006

Moneyclaim submitted 31/08/2006 - Total £1485.41 :D

Defence and AQ recvd 07/10/2006

AQ returned to court 12/10/2006

AQ returned to SC&M 13/10/2006

AQ received frm SC&M 23/10/2006

Conditional offer recvd 29/11/2006 :)

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:) CONGRATULATIONS:)

& Well done Freebird

Purple X:)

26/09 Prelim contractual Interest

11/10 LBA

30/10 Filed N1

03/11 Deemed served

23/11 Offer Made

Lloyds TSB

Purple v Lloyds TSB

08/09 ordered statements.

23/09 Statements Received.

26/09 Prelim

03/10 Received standard response

11/10 LBA

30/10 Filed N1

03/11 Deemed served

08/11 Acknowledgement

24/11 AQ Received

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Congratulations Freebird!

 

I’ve only recently found this site and just been reading your story for the last hour or so. I have to admit that I have shed a tear (or two) reading the hassles and grief that you’ve been put through on your journey to get your money back.

 

I’m just about to take ‘step one’ in my effort to claim back the charges for excess OD fees charged to my account. Using the online statement service I went back four years and was amazed at the £830 which I’ve paid to LSTB. I’ve read the advice threads and was getting my letter ready to send tomorrow.

 

However, reading your story of how LSTB have messed you about, delayed your claim and generally given you a hard time, it really made me angry and that has made me re-evaluate my initial plan! I’ve now decided I’m going to go for the full six years of fees using the ‘Data Protection letter’ to get the extra two years of statements. I know it’ll take longer now to get my claim going (and hopefully my money back) but I don’t care, I’ve had it with LTSB. No mater how my claim goes I’m dumping them!

 

AGAIN, WELL done!!!!, it really was inspirational to read your story and it’s made me even more determined to stick it out and not give up on my claim. I hope you really enjoy your money!!

 

HAVE A CRACKING CHRISTMAS!!!!

 

Simon

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hey gang, thanks again for your good wishes, been off line for a couple of days, Little'uns needs quite demanding at present...and I'm done in right now !

 

Simon it's good to have you here in the Lloyds section and on our forum.....I am so pleased that you have found some inspiration from reading my thread, it's all from the heart as you can see and although I had to edit it slightly for personal reasons, it's all as accurate as possible.

Don't be put off however by the time line and all the messing by Lloyds and SCM.......most banks etc are the same it's just that we in the Lloyds section seem to have had quite a run around but if you look through you'll also see that there have been quite a few sucesses of late too...so we're winning mate.

Good for you for taking it back as far as you can, it will be worth it in the end......keep coming on hehre and we'll all give you some support..I havn't had the chance to look yet but do you have your own thread? it's a good idea so we can follow your claim.good luck.

 

 

PS. Caro..........didn't save it in my emails but I'm sure I posted it on here in my thread so I'm just doing a search now

x

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Thanks for letting me know freebird, but don't worry as I managed to get another copy from elsewhere.

 

Take it easy if you can.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 4 weeks later...

Hi Freebird,

 

Thanks for the advice!

 

Yep I have started a thread (ss193 v LTSB). Well I'll be updating it in a moment as a big pack from Lloyds arrived today with all my statements and charges.

 

So on to the next step :-)

 

I look forward to all the support I can get in the coming months.

 

Have a cracking Christmas.

 

Simon

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  • 4 weeks later...
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