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Wrong Interest rate? How can u know?

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Hope somebody has ideas about a problem I've been dwelling on for a while.


Basically, having examined various statements of account, I have a gut feeling that I'm being charged too much on a second mortgage. The mortgage is related to the LIBOR, i.e. XX% above the LIBOR. When I've checked the LIBOR for the past two years, it appears that the rate I'm being charged is wrong!


Trouble is, how can I prove this? Everyone knows the facts and figures on mortgage statements can be confusing and I may be wrong! I just want to know for sure that I am not being ripped off.


So, does anyone have experience of challenging a mortgage companies' figures and winning?


Are there ways I check their figures more relaibly myself?


Are there specialist accountants that deal with this sort of thing?


Any thoughts welcome.


BAE :)

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