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    • You have a minimum of 10 minutes' grace period to find a parking space, read the signs, walk to the stores, later walk back, etc.  There is no maximum.  I think in COVID times when you had to wash your hands thoroughly after consuming food and there was a queue to do so 😉 13 minutes is not excessive and the fleecers' claim can be easily batted off.   How long do UKPC reckon is the maximum you can stay?  I can't imagine a council would grant under three hours free parking for such a large retail park and suspect the con artists have reduced that with no respect for the original planning permission.
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    • Agree completely.  What is disturbing is that VCS actually went for an appeal, the motorists were too lazy to turn up so Simon now has an appeal level verdict in his favour.
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    • There were a number of matters that concern me in Judge Saffman's verdict. The first is  that you cannot form a contract with a forbidding  rule. This was not the case in PE v Beavis as it was within the bounds of a carpark where motorists were allowed to park their cars.  Also if a motorist who does stop when apparently they shouldn't is therefore a trespasser and as such VCS cannot sue for trespass only the landowner can do that. Secondly and the Judges in the Beavis case alluded to the fact that while the amount charged -£85- was not a penalty, that had he offence been one of secondary importance then the charge would have been a penalty.To pull off the road for 30 seconds would in most people's view be of secondary importance and therefore a penalty. It is interesting to note that the new Appeals charter for motorists will include mitigating reasons and a tiered system to differentiate between major and minor offences.  On top of that what does a driver do if a pedestrian walks out on to the road. At the moment it looks as if the driver has to run them over since to stop would bring on a fine. That would be ridiculous. And what about a tyre burst or a collision between two vehicles? The Law for the latter  is that you have to stop and exchange details. And there are several other reasons why a motorist may have to stop and none of them would be mitigating. And for every case where a "no stopping" rule has been upheld by a Judge, there have been about  five where the decision has gone the other way.   The Judge paid too much attention to the Beavis case and took its arguments into consideration to justify his reasons when the Beavis case had little similarity to the no stopping case which was confirmed by the District Judge who staed that the two cases "were substantially different on the facts".  
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
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      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Student Loan from 1992

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I just received a letter from the Student Loan Company relating to Student Loans I took out in 91 and 92. This is the first contact I've have had from them on so long that I can't remember, with them claiming that they've just found me which I'm doubtful about having lived at the same address for 11 years. I'm fairly sure I defered the loan at least twice in the early 90's but that's it. They claim that they took me to court and got a CCJ but again I don't recall this, which leds me to suspect that this was in the 90's also. I'm now also over 40. So what's my best move forward?

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I am very new to this so hopefully someone with a lot more knowledge will be along soon to help. I think though if there is no CCJ (which I doubt) then your debts are statute barred under the Limitations Act. If there is a CCJ then I'm not sure what happens.


Hopefully, someone with heaps of expereince will read this soon and help you out. This is a great group and I haven't felt so in control of my life for a long time :)

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HI, if they hav'nt got a ccj then its all over statute barred afer six years of no contact ( no payments of deferments or letters sent by you) game over!


If they have got a ccj the this stays and you owe the money for ever or until its payed!


1992 that about £600, if they have a ccj you could challage it in court. I have been told all pre 1993 agrements have been destroyed but this is hear say so request a copy of yout contrat via the CCA 1973 route see the debt section for a letter template


or you could apply to court to make payments via instalments

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  • 3 weeks later...

A quick update. I dropped them a line, requesting both a CRA and proof of the CCJ. I also asked for some indication as to where and when they last tried to get in touch with me. I also questioned the quality of their tracing since I'd lived pretty much at the same address since 1997, having moved a mere 9 yards upwards in the building in 2004 with neighbours who knew me in my old flat for the first 2 years since moving.........


To date. Nothing, no reply, nada.......



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  • 1 month later...

I read in the Times today that there is going to be a change to the Sudent loan status, my son is not currently ay uni but is planing to go next year on a part time basis. According to what I read today, loans from your LEA ( LOcal Education Authority) will be available for Part Time Students. I


IS this just a proposal or is it going to be law ?

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