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Over the last 4 years ive been subjected to bank charges... I paid them at the time however Ive just seen this forum and had no idea what was going on with the courts etc against the bank charge. Im in the merchant navy and when I was away I had a direct debit coming from the bank which I didnt know about.. when i came back four months later I noticed with statements that I had went overdrawn by about £1 and when I returned from sea my account balance was at MINUS £292.85!!!!!!!

 

The bank has now got Russel Aitken solicitors onto me and I dont know what I should do... I certainly dont want to give them the money! they kept adding like £25 on all the time for nothing...

 

What should I do??

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Hello and Welcome.

 

You should start the process of reclaiming these charges, have a look at the step-by-step..........

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

This will put your account into dispute and they can't take any action on the account until the dispute is fully resolved.

 

I will move this thread to the Clydesdale Forum.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

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