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Marlin and old YB CCJ - Do they back down ?

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Hi Everybody


First post so please be gentle with me.


Defaulted on CC with Yorkshire Bank a few years ago which resulted in CCJ. Been paying them £XX.XX per month for last 4 years as per court instruction. Now the debt has been passed onto Marlin. So far they havent harrassed me because they know they cant force me to increase the monthly payments.


Im going to go down the CCA route (should have done it a long time ago but only just found this forum !!! ) but after spending a lot of time reading the boards, i cant seem to find anybody who has won a case against Marlin for non production of CCA. Can anyone point me to any examples or does anyone have any experience of this before i start getting myself into all sorts of trouble.


Kind Regards



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they are easy to deal with....every so often they clutch at straws and come back with a stupid letter to see if they can get some money.....I got tired answering them.They have no CCA,and I haven't heard from them in 3 months


this has been going on for the best part of a year now,so there is obviously no chance of an agreement forthcoming

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