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Elliot v lloyds - the "test case" settled in full by Lloyds


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About a week ago.

 

i am trying to find more details

 

 

Clearly Lloyds failed the test!!

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They have no grounds to and this settlement by Lloyds will embarras the courts and make them less likely to do it again in the future.

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Send an email to all the newspapers:D :D

What headlines do you imagine

 

"LloydsTSB Defence melts into insignificance"

"Claims put on Ice defence lawyer found in pool"

Lloyds TSB - N1 claim issued 18/07/06 - £3440 Offered unconditional settlement 23/08/06

Vodafone-Information Commisioner assessment -default removal -25/07/06

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Would have been nice to have a test case behind us but I know a lot of people can't afford to wait for, possibly, months for the result. I think, on balance, this is good news.

 

If you read this Elliot - Congratulations!

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Well! I'll go to the foot of our stairs, as me mother used to say!!

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Someone ring the Daily Mail. Having give this so much prominence they should give equal prominence to this total and utter humiliation of Lloyds. What will it take to get one of these banks into court and held accountable for their decades of unlawful charging?

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Excellent. Hopefully all those people who are starting to worry/be put off will read this and continue to proceed as normal.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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fantastic news!

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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I don't understand...

Doesn't this mean that Lloyds admitted their wrong doing????

 

Doubt it, depends on the terms of the settlement. I'd imagine it was on the basis of no admission of liability on the banks part.

If my reply or advice was helpful, please click the scales!

-------

DISCLAIMER: My opinions are strictly personal, and should not be taken as a substitute for individual professional legal advice on your own particular situation.

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Great news. Thanks admin/mods. Good work. This site is worth every penny of the donation I am going to make when I get my cash back!!

Abbey - Prelim sent 17th May £2560.00 + £191.44

LBA sent 1st June

Claim Filed 27th June 3349.90 Inc Interest + Costs

Court Papers Served 3rd July

Claim Acknowledged 10th July

50% Offered 27th July

Settled Out Of Court 1st August £3080.45

Capital One - S.A.R - (Subject Access Request) request 31st July

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Great news.

 

Gosh you guys are good. Where do you get your information?

 

thanks.

 

Now lets get back to our claims!!;)

.

.

.

Sign the Phil Whitmore petition: http://petitions.pm.gov.uk/PAYUSBACK/ :)

 

 

Abbey Current Account claim for charges £1307.11

 

26/01/07 Awaiting court date

25/01/07 Courts lost my file!! Said it will be sorted soon

23/11/06 Defence recieved from Abbey

20/11/06 Statements a full 6 years received

16/11/06 AQ completed & submitted

30/11/06 Claim number 6SQ06250 recieved from courts

24/10/06 Claim submitted to courts x3 copies

21/08/06 Prelim letter asking for it back, sent to Pam Speed. 14 days up 05/09/06.

21/08/06 Data Protection Act non compliance letter sent. 7 days up 29/08/06

11/07/06 Reply to Pam Speed Data Protection Act fob off letter.

10/07/06 Data Protection Act fob off letter received from Abbey. dated 06/07/06.

29/06/06 Data Protection Act statement request sent

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Well! I'll go to the foot of our stairs, as me mother used to say!!

Yes, but do you know what the rest of the saying is?

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daily Mail is also being involved - but listen to radio 4 Moneybox this Saturday

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daily Mail is also being involved - but listen to radio 4 Moneybox this Saturday

 

That's fantastic, now they can correct the rubbish they have written which has given the wrong impression to people. Do you think this settlement and aftermath will put more pressure on Lloyds

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I am trying to get more info but my understanding is that the claim was for an indterminate amount "not exceeding £5000", that the Elliots don't know about this Group!!!! and started off their own bat. They first they knew that the claim had become significant was when they heard about it in the Mail. They didn't even know that it had been settled.

 

A journalist called phoned lloyds and Lloyds told him that it had been settled a week ago and so I suppose that the Elliots haven't heard the news yet.

Apparently they were horrified when they read the mail because they only wanted their money and had no interest in becoming a test case.

 

All of this has been told to me by a BBC journalist but I have yet to contact them myself alhtough I intend to do so as soon as I can get their number.

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