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    • Hello,   Apologies as I know this topic has been done to death but I find myself in a situation I can't seem to find another example of?   Around 12 months ago, Moriarty Law contacted me about a supposed debt relating to my ADCB current account in Dubai. Nearly all current accounts come with an attached credit card (turns out they don't but one of the pages in the initial application that you're asked to sign is actually for opening a CC.... I know, should have been more studious with reading).   Thanks to this forum, last year I downloaded the "Prove It" letter and sent to Moriarty. After hearing nothing at all for 11 and a half of those months, yesterday a big parcel arrived containing the pages from the original account opening app with my signature all over it, a copy of my passport and residency visa from that time and bank statements for the whole 5 years I had the current account with ADCB.   Looking at the amount owed, it translated to around GBP5,000 at such time as ADCB passed it to ML and now they have inflated it to GBP10,000 using a combination of mystery charges and a made-up exchange rate between AED/GBP.   I'm wondering what my next move should be as others seeking help from this forum usually see a Prove It letter to be enough to shoo the DCA away. Sadly in my case, there's 3kg of paper on my desk that very much proves it.   Also I'm a director of a UK Ltd company now so would like to avoid anything that may sully that.   Any advice gratefully received, thanks very much!  
    • Will this now get allocated a court date as CLI have exhibited evidence? Or will the court review the evidence first? 🙄
    • Hi Lutz,   Go ahead with the new account.   As I said already, the bank will probably do and say nothing to help you for the next few weeks so make whatever other arrangements you can.
    • I don't think that you have told us when you bought the car. However, you have referred to a conversation in which they apparently told you that the MOT had been carried out on 11 November so that suggests to me that you bought it after that date. Although it seems as if you are dealing with quite a dodgy crowd, you may as well go through the paces of asserting your proper rights. Because you have discovered this issue within the first 30 days – you can add to the strength of your position by sending them a letter asserting a right to reject the vehicle under the consumer rights act. If a car manifests a defect within the first 30 days then you are entitled to reject it out of hand with no chance of repair but you must assert your right in writing. Send them a letter immediately – recorded delivery – informing them that you are rejecting the vehicle and telling them on what grounds and say that you are asserting your rights under the consumer rights act. It won't make a whole lot of difference, but later on if you find yourself having to take court action, then it will all help. Please let us know when you have had the AA check. Meanwhile, I suggest that you contact me at our admin email address and let me know the identity of the garage and any other identity clues that you have unearthed. It may enable us to give you additional help
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Simple question?

 

Are they allowed by law to have access to an individuals DVLA records?

Got one of them £70 notices for parking in a car park next to a works building and the notice has all of my details relating to my vehicle on it?

 

Cant be right surely?:mad:

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Simple question?

 

Are they allowed by law to have access to an individuals DVLA records?

Got one of them £70 notices for parking in a car park next to a works building and the notice has all of my details relating to my vehicle on it?

 

Cant be right surely?:mad:

 

out of interest are you saying they put your name and address on the ticket on ther car??

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out of interest are you saying they put your name and address on the ticket on ther car??

 

No,

 

The car park is adjacent to a huge building that my local authority and employer , owns.

 

The tickets are posted out after camera recogmition I am presuming.

 

The correspondence I received is an Enforcement notice with a tear off payment slip on it.

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Cheers

That means that this group can legally access what one would assume to be private info?

 

Thanks

 

Yes the registered owner of a car is not deemed 'private' information and is released to anyone that can show a need to access it. Not much is private thesedays with births, deaths electoral role all available online. When companies do a credit check all kinds of information is shared as is marketing information. If you know where to look sadly there is not much thats private anymore.

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My wife was pulled over last night by two young and enthusiastic Constables re a red light / amber light jump.

The notice is strewn with spelling and street name errors and was dated for Friday 22nd and not Saturday 23rd when the alleged offence took place.

 

Will this be worth challenging?

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No,

 

The car park is adjacent to a huge building that my local authority and employer , owns.

 

The tickets are posted out after camera recogmition I am presuming.

 

The correspondence I received is an Enforcement notice with a tear off payment slip on it.

 

Oh right I misread your post and thought the ticket was on the car. If you didn't realise the ticket is vitually unenforceable and is best ignored plenty of advice on the sticky posts at the top of forum.

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The FPN which I assume she got is an offer to settle out of Court, if you don't pay I beleive you will be summonsed to Court which is a seperate matter to the FPN and will probably be more correct.

God knows how some PCs ever get employed I had to give a statement a few weeks ago and the PC misspelt almost every other word I was embarrassed having to keep stopping to correct his typing.

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The FPN which I assume she got is an offer to settle out of Court, if you don't pay I beleive you will be summonsed to Court which is a seperate matter to the FPN and will probably be more correct.

God knows how some PCs ever get employed I had to give a statement a few weeks ago and the PC misspelt almost every other word I was embarrassed having to keep stopping to correct his typing.

 

Would happily pay the fine if I thought it had been dealt with appropriately but I am thinking of taking it further

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Oh right I misread your post and thought the ticket was on the car. If you didn't realise the ticket is vitually unenforceable and is best ignored plenty of advice on the sticky posts at the top of forum.

 

Many thanks

Template copied and will be sent to the other 5 of my colleagues who were stung on the same day:)

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  • 4 weeks later...

i sent a very brief letter to CEL recently asking on what legal basis they were demanding money from me. i got sent back a template letter, many copies of which you will see on this site.

 

really, it appears as if regardless of what you write to them - be it a sensible letter, or whether you told them to %^&* off, they would still send you back the same old letter saying 'in response to the specific issues we would respond as follows'.

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  • 4 weeks later...

their turn again

 

"We have already expended considerable time responding to your representations. We have already clearly stated our case and cannot continue corresponding with you.

 

The decision that has been sent is final, and your continued failure to make payment will result in this matter being forwarded to a collection agency for recovery"

 

Time to cease?

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how about just one more letter. Along the lines of "In your business you must have discovered by now that a Debt Collections Agency is powerless to do anything when the alleged debt is in dispute and they will HAVE to refer the matter back to you. This is true for bona fide (real) debt collection agencies and even more so for the many pretend ones that abound. As you already clearly are fully aware that this matter is in dispute passing it to either kind of Debt Collection Agency would clearly be a misstep on your part and a complete waste of time for everyone concerned. I have no idea at all what possessed you to say that you would do this."

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  • 2 months later...

Rings a bell. If you want to carry on winding them up, I recommend this as a good read: Dear Customer Services: Letters from the World's Most Troublesome Shopper: Terry Ravenscroft: Amazon.co.uk: Books

 

He's very adapt at the art of winding up companies!

Edited by Al27
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Rings a bell. If you want to carry on winding them up, I recommend this as a good read: Dear Customer Services: Letters from the World's Most Troublesome Shopper: Terry Ravenscroft: Amazon.co.uk: Books

 

He's very adapt at the art of winding up companies!

 

will now go for the ignore approach as you originally suggested

cheers:)

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Simple answer...

 

yes

 

Extreamly debatable IMHO - depends on what the implied term of "reasonable grounds" is according to the DVLA!

 

I for one, do not consider releasing RK details in persiut of the 'driver' is either right or proper, as neither have any corrolation in contract law.

 

All the DVLA are doing IMO is aiding and abetting this [problem] of PPC's 'micky-mouse' invoices and annoying joe-public into the bargin (harrisment by deffinition).

 

My advise to all who receive PPC 'invoices', is to simply ignore them (DO NOT CONTACT THEM - EVER, accept for proper served court papers, but VERY unlikley (some say you've a better chance of winning the LOTTO!) - allow the PPC to do all the chasing - they soon get tired and give up after a few choice corispondance (my own experience on a few occations).

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Reasonable grounds = any grounds in reality.

 

I'd be interested in a FOI request that let us know how many times the DVLA declined to sell an owner's details last year.

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