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belville V GE money storecards x 2


Belville
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Having finally looked at the stuff GE sent last year in responce to my SAR, I am now going to start my claims against them

 

 

My question is should I keep the 2 storecards debenhams and BHS seperate or should I combine the 2?

 

I intend going for CCI @ 29.99%

 

seperately they ammount to

Debenhams £111.00 charges + £167.67 CCI = £278.67

BHS £108.00charges + £134.16 CCI = £242.16

 

I am also going for PPI as I never take it out as I haven't been eligible for it for over 15yrs and distinctly remember saying to the sales assistant that I didn't want it and yet they added it anyway. When I have all the figures I will post in the PPI forum.

 

any suggestions would be apprieciated

[sIGPIC][/sIGPIC]

 

:)Surely life can't get any worse it has to only get better from hear on out:)

 

LTSB- My claim like thousands of others is Stayed

Cap 1-See my tread about that one

Barclaycard- Won before court stage

GE capital -2 accounts and LTSB card letter asking for refund stage (Waiting for out come of the above to carry on with these ones )

Sars sent for all my mums accounts

About to start PPI claims on My Mums accounts

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How old are the charges? How have you worked out the interest?

 

I am currently at the LBA stage (well about to send it). I combined 3 GE accounts with acombined total of £318 then interest at around £60. After the prelim they offered and sent £13 across 2 accounts (the difference between their charges and £12). I sent the thanks but going for rest letter and they said they were giving no more so am writing up the LBA.

 

Good luck with your claim.

 

Karen

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How old are the charges?

BHS 7 charges 1 in 2003 3 in 2005 and 3 in 2006, Debenhams 7 charges 1 in 2003 1in 2004 4 in 2005 1 in 2006

How have you worked out the interest?

I used mindzai's excel spreedsheet which will work out 8% or CCI

his thread although very long, is great reading

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/26172-mindzai-lucid-lloyds-tsb.html

 

I am currently at the LBA stage (well about to send it). I combined 3 GE accounts with acombined total of £318 then interest at around £60. After the prelim they offered and sent £13 across 2 accounts (the difference between their charges and £12). I sent the thanks but going for rest letter and they said they were giving no more so am writing up the LBA.

 

Good luck with your claim.

 

Good luck with yours also, as you are ahead of me please let me know how you get on.

 

Karen

 

Shooter xx

[sIGPIC][/sIGPIC]

 

:)Surely life can't get any worse it has to only get better from hear on out:)

 

LTSB- My claim like thousands of others is Stayed

Cap 1-See my tread about that one

Barclaycard- Won before court stage

GE capital -2 accounts and LTSB card letter asking for refund stage (Waiting for out come of the above to carry on with these ones )

Sars sent for all my mums accounts

About to start PPI claims on My Mums accounts

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