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    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
    • Unless I've got an incorrect copy of the relevant regulation: The PCN is only deemed to have arrived two days after dispatch "unless the contrary is proved" in which case date of delivery does matter (not just date of posting) and I would like clarification of the required standard of proof. It seems perhaps this hasn't been tested. Since post is now barcoded for the Post Office's own tracking purposes perhaps there is some way I can get that evidence from the Post Office...
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Evicted yesterday


gerro
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hi i am just hopeing some one can give me some advice.I have been evicted from my house yesterday by d b mortgages now Mortgage Title Resulotions Ltd i have been introuble with the mortgage for the last 18 month since i had a bad car crash and not be able to make any payments,I got an eviction order in april and on apealed saying i would pay the £6700 i was behind in my mortgage with my compansation from my car crash,But do to on going legal problems i still have not been paid out and only just started back at work,I got an eviction notice for the 12 august and i kept waiting to be paid out but it did not come despite promises,so on the 11th i went to the court and filled in the form and i got to see the judge yesterday at 10am i explained my position and that i was willing to sell the house to a company who would rent it back to me and then the option to buy back,and would be completed before the 5th sept,The judge dissmised this and said "this has gone on long enough" and ordered the eviction to go ahead at 12:15pm i asked for 24hr but he was quite rude and said apeal.So i went to my perants to ask could i stay there on explianing what had happend my dad said ring the mortgage company up to see if anthing could be done.Were a woman/cow said they wanted full arears plus legal costs and septembers morgage paymet £11232 to stop the eviction in 2 hr,my dad said he would lend me the money on ringing them back they said they dont take debit card or credit cards and would only take a bank transfer which i could not do in time,So the balif came changed my lock,Is there any way of getting my house back or am i to late many thanks .gerro

Edited by gerro
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Hi gerro. I'm so sorry to hear about this. As if you hadn't been through enough with the car crash, and now this. It must be a nightmare for you.

 

Have you been paying anything on your mortgage in the last few months? Now you're working again could you afford the payments - and something off the arrears? I'm clutching at straws here, because I really think the chances of getting your house back are, at best, remote. Being realistic, now you'll be working again would you realistically be able to afford the house, or might you be better to put it all behind you and make a fresh start.

 

Do you have any children, and did you have payment protection insurance (even if it didn't pay out).

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hi caro thanks for your reply i have not made any payment yet has i only get paid monthly and my first payday is on the 21 august .I have a son of 14 who stays with me at the weekends, i can pay off all the arrears of at one go with help from my dad,and now i am working i take home £2100 a month were the paymets are £680 and i have no other real debts.I had no payment protection insurance,If i do not get my house back how long will it be before i could look at getting a mortgage again?

Edited by gerro
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Hi there, you need to go and see a solicitor straight away,this morning!!. If your dad can lend you the money then there are some circumstances where you can get the house back after repossession, but you will need a solicitor to get things moving quickly.

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Let us know how things go gerro. It seems that speed is of the essence. Fingers (and everything else) crossed for you.;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Good luck, please let us know what happens... sounds as if you might have a case against the mortgage company for being unreasonable after a solid offer of clearing ALL the arrears was made.

 

Once the arrears are paid you need to get a FULL statement from the mortgage company and put in a claim for every charge that you can possibly reclaim (£25 non payment by dd comes to mind, plus £50 monthly arrears fees etc), Ask the solicitor about these as they may be able to help you with a letter.

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hi just a quick update went to see a solicitor today(it very hard to find one that will deal with this) he advised me to offer them the full amount and they should accept which i did, but they refused to accept it infact the amount has gone up by nearly £300,so i got back in touch with my solicitor by phone he has made appiontment for moday at 9:30am were he will lodge an apeal to the court,so it looks like anthor sleepless weekend

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hi just an update went to court to lodge an apeal were i was told it is not possible to apeal once the eviction has taken place the clark of court even went to see the judge for me who said the same uless they have acted illeagly which they have not,and to ring the mortgage company up and offer them the payment in full which i did and they piont blank refused to accept it so it looks like i am cream crakered,I will ring them every day till the 2 weeks is up but its not looking good:-(,Just found a little bit more "It may also be possible if you can raise the money to pay off your mortgage debt soon after the eviction. You would have to apply for an injunction to stop the sale of your home while the arrangements are made. If contracts have already been exchanged with a buyer, you can't stop the sale from going ahead" so i will be tying this today

Edited by gerro
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well finaly gave up today cant find a solicitor with out paying £500 up front and traveling to manchester that will take the case on and they can only give me a 50/50 chance of getting the house back so its time to cut my losses,so thanks for all your help and support,I am off too las vegas on sunday for a week with the money ive saved from paying the mortgage and may be i will win lol:wink:

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Stick a dollar in a slot machine for me Gerro - best of luck for the future

 

Ell-enn

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Sorry we couldn't help, but at least you can put the stress and sleepless nights behind you now.

 

Have a great time and thanks for letting us know.;)

Edited by caro
The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

hi all back from sunny las vegas not that i saw a lot of sun,What a place to get over your repossion did not win the jackpot,Just before i went i had to clear all my stuff out of the house this was worse than being repossed,I hired a van and got 4 mate s to help me move.Got to the house to be met by a small horrible man at the door who would not let me in with out photo ID so i had to go and get my passport,Then when my mates came he would not let more than 2 of us in at a time when i did get in the house i found some thing had gone missing including my indenture of apprentice ship! A signed photo of steven gerrrard with the european cup wich was framed and on my wall,Then he would not let my take my cooker said it was fixtures and fitting it was a stand alone type.Then he kept follwing me around saying dont take that it not worth the hasle to varouis things,Then the final straw was to find him in the attic looking through my stuff to wich piont my mate pinned him up against the wall told him to sit in the chair and say nothing(my mate is 6"4 and 22stone) after that he was very quiet.Then the estate agent brought people round viewing the house while i was still moving stuff out.Any way its all over now and time to get on with the rest of my life

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Gerro, reading your thread I am so sorry that you have been treated in this way. I can't say or do anything to change your circumstances but I hope with enough presure from the likes of CAG maybe fewer people in the future will have to go throught what you have.

 

All the best for the future. FF

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thank for all your kind word it nice to here them,But at the end of the day its only brick and mortor,As long as i ve got my health and famly there will be other houses yet again many thanks to you all

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Good attitude Gerro. Glad you had a good time in Vegas.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I had a horrible spotty kid who sat in a van outside the house when I was evicted, he then came round and took pictures of everything, despite the fact that we had another visit the following day.... that day an Italian girl turned up and sat on a workmate bench as there were no chairs and did some translating whilst she waited. I was tempted to get as much info on her as possible and report her to the taxman when I thought twice and decided that reporting the behaviour of the agent was better. Nothing came of it though.

 

This is another form of intimidation they try when you are really down - it's odious and should be stopped. It is YOUR personal property you are removing, not FIXTURES AND FITTINGS as they sometimes state.

 

Happily though a lot of estate agents are now closing due to the 'credit crunch' and no mortgages being available - one can't feel sorry for the leaches, can one?

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