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    • Thank you for the above Andy. I’ve not stated to Shoosmiths that I have not signed the agreement, however at the time I didn’t really understand the agreement, it was just put in from of me, and told to sign. I did also sign a document saying it did not require legal representation.   What would you suggest as my next steps? 
    • Barclays have finally responded to my friend on this asking for  Date of birth, all previous addresses, any former names and account numbers she has.   I don’t think my friend included a council tax bill (I did when I sent my Dad’s DSAR to Barclays last week!).   Do they need all this info?
    • There is no statutory provision requiring a witness in these circumstances to be independent. However the purpose of having a witness is so that they can provide unbiased evidence of what was signed and by whom, if required in the future. Therefore a witness should be independent and it is best practice to interpret this widely. A witness should not be the signatory’s spouse or partner or a family member, and should not have a personal interest in the provisions of the document. Case law has confirmed that a party to the document cannot act as a witness to another party’s signature. It is advisable that a witness is aged eighteen or over.   More importantly ...One of the distinguishing factors about the execution of a deed as compared to a contract is that a deed must be “delivered”. Delivery fixes the date from which the executing party is bound by the deed, and once delivered, a deed is irrevocable in the absence of an express right of revocation. At common law, a deed is delivered when a party expresses an intention to be bound by the deed, even if it retains possession of the document.   The best way to deal with delivery of a deed is to have clear wording in the document setting out that the deed will be delivered on the date appearing at the head of the document. Where a deed is executed by a company, legislation provides that it is presumed to be delivered on execution, unless a contrary intention is proved. There is no such presumption for execution by an individual. Clear wording in the document confirming the position on delivery will avoid confusion and unintended consequences.   https://www.osborneclarke.com/insights/signed-sealed-delivered-execution-of-deeds-and-documents-and-how-it-might-go-wrong/
    • ok increased to 3.5mb now and numbered and titled each page   FYI- the quality of the terms are unreadable even before scanning   thanks jpg2pdf(1).pdf
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Thanks
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
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Falkirk1298

Looks like Barclays are getting desperate.....

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4864 days.

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What good is it setting up a dd to pay in time if Barclays then move the due date back to before the dd?

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I thnk that a letter before action is required.

 

Give them 14 days and then issue on the 10th day. :lol::lol::lol: :twisted:


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Thats discusting!!!

 

This happend to my mother with Lloyds TSB :(

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Don't talk to me about LloydsTSB and Mothers!!!!

 

...oh, alright then do....

 

My mum had her wages paid into someone elses account who happened to have exactly the same name.

 

Her DD's and SO's went out (thankfully few as this was some years ago; most things were still cash - I think we may see a return to that system some time in the not too distant future!), and of course she got charged for it.

 

Eventually, they tracked her money down (the other persons honesty in this case is to be commended), but refused to refund the charges!!!

 

Whe overdrew by the amount she was charged and went in and told them that they may as well close it. because there will never be any money paid into it again.

 

And they did. Even in those days, rather than being honest about their own mistake, they would rather lose a customer of 18 years!!!!


<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>

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Don't talk to me about LloydsTSB and Mothers!!!!

 

...oh, alright then do....

 

My mum had her wages paid into someone elses account who happened to have exactly the same name.

 

Her DD's and SO's went out (thankfully few as this was some years ago; most things were still cash - I think we may see a return to that system some time in the not too distant future!), and of course she got charged for it.

 

Eventually, they tracked her money down (the other persons honesty in this case is to be commended), but refused to refund the charges!!!

 

Whe overdrew by the amount she was charged and went in and told them that they may as well close it. because there will never be any money paid into it again.

 

And they did. Even in those days, rather than being honest about their own mistake, they would rather lose a customer of 18 years!!!!

 

Just goes to show what they think about their customers!!!!!!

 

Im sure I am not alone in saying that if I didnt need one to get paid, I would have nothing to do with banks!!

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Not in the slightest - I would have nothing to do with them either.

 

Maybe we should campaign to get the law changed back to what it was; allowing the employee to choose how he/she was paid - not the employer.

 

I'd have cash please, and I'd stuff it in a shoebox under my bed and take my chances with the honest thieves.


<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>

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Not in the slightest - I would have nothing to do with them either.

 

Maybe we should campaign to get the law changed back to what it was; allowing the employee to choose how he/she was paid - not the employer.

 

I'd have cash please, and I'd stuff it in a shoebox under my bed and take my chances with the honest thieves.

 

Definatly!!

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This topic was closed on 03/05/19.

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If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 4864 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

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