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Dwayne Dibbley

Capquest and old Egg Banking CCJ from 2007

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job done are you watching barry.


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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Thanks for all you help guys, SD was set aside :)

 

 

Nice one - how much costs did you get?

 

PAY UP BARRY - You're gonna owe me BIGTIME soon, too! Its about time you learned to stop your illegal, grubby little conduct....

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Thanks for all you help guys, SD was set aside :)

 

Well done :)

 

Out of all the info you presented to the court, what was the Judges reason for the Set Aside.

 

*** A note for lilly (you are a star btw): Do the likes of Barry and other Capquest cronies really watch this forum ??? ***

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with out question all the banks dca veiw these forum they hate use as much as we want to take the fight to them.

 

WE KNOW WHO THEY ARE HOWEVER ,THEY DO NOT KNOW US, OR WHAT WE ARE. OR WHAT WE DO.

 

VIVA CAG

 

I MUST AWAY NOW


Id quot circumiret, circumveniat.

 

please do not take my word for anything please do your own research All that i make comments on are done in good faith and to the best of my knowledge

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[ATTACH=CONFIG]47665[/ATTACH]

 

Hi, i have received the attached letter on the 13th Nov, regarding an old Egg account, i am not sure if it yet Statue Bared, so wanted to know if to either

 

ignore it

send a Statue Bared letter

send a Subject access letter

 

Thanks for you help

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Ok, letter is too small to read it needs I think to be a PDF.

 

For clarification: Statute Barred = 6 clear years with no payment or unequivocal written acknowledgment of the debt if you are totally sure that the above applies to this debt then a carefully worded SB letter is next step to be rid of it once and for all.

 

e.g., Always refer to the alleged debt and the fact that 'this letter is NOT an admission of any liability for the alleged debt.

 

Safe and does not restart the 6 year clock (5 years in Scotland).


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Sorry, seems to get shrunk when i uploaded ( to wide i think? ) heres a pdf hopefully better:

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OK a standard DF letter, they are a firm of solicitors whose core business is debt collection and they just love making threats.

 

Have you made a CCA request to see if they actually do have an enforceable agreement, if not do so asap,use the template from the CAG library for this.

 

There is a £1.00 statutory fee for this DF have 12 + 2 working days to comply.

 

I am always suspicious when DF state 'we will show the court the agreement' one can never be sure if they actually have it.


Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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No i have not asked them for anything, i will send them a CCA request tomorrow.

 

I will update with any replies.

 

Thanks

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please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Possibly but can't tell from their reference number? I can confirm when / if I get the agreement from them.

 

Thanks

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Possibly but can't tell from their reference number? I can confirm when / if I get the agreement from them.

 

Thanks

 

Just been through an old backup of that server that hosted those linked files from the 2007/2008 post and i would say it is the same debt as its the exact same figure £3077.12 in the letters. I have still sent the CCA request off anyhow to them.

 

So going by the date and the figure being the same amount, it should be Statue Barred now??

 

Thanks

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dunno

 

when was YOUR last payment

and when was their last successful court claim

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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dunno

 

when was YOUR last payment

and when was their last successful court claim

 

dx

 

I have made no payments to them for years and not sure if i ever had? as the amount due remains the same as the 2007 letter i would assume that i have not made any? ( would a SAR confirm this? ) they have only taken me to court once and lost ( 2009 posts )

 

Thanks again

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Here attached are the old 2008/2009 files linked in the earlier posts.

 

[ATTACH=CONFIG]47752[/ATTACH]

Edited by Dwayne Dibbley

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you'll have to PDF then for us to see them

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

*************************************************************

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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you'll have to PDF then for us to see them

 

dx

 

uploaded a pdf containing them all in the above post ( hopefully ) :)

 

Thanks

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OK reply from DryFax today ( dated 29/11/13 ) stating:

 

We acknowledge receipt of your letter dated 15 Nov 13 and we note all your comments.

 

As a result of your letter, we have contacted out client to clarify the current position and seek their further instructions. We will write to you, further, once they have responded. We confirm that, in the meantime, the matter is on hold.

 

We trust this resolves any immediate concerns but, if you do have any further queries, please let me know.

 

Yours......

 

Does this letter cover as a response for the 12+2 time window for the request?

 

Thanks again

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no nothing does

they cant stop it.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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OK so nearly two months on, i have a letter from unfairfax as follows:

 

We refer to the above matter and previous correspondence between both parties.

 

We return your £1.00 postal order dated 14 November 2013 as you have not completed the payee section and therefor we cannot process your request at this time.

 

We will place this matter on hold for a period of 30 days from the date of this letter in order to provide you with sufficient time to respond to this further.

 

So i guess that although the stated they will contact the client to seek instruction as stated earlier, that they now cant write whatever name they need the postal order made out too themselves, and require my own skilled hand to fill it out for them and send it back again.

 

Any suggestions on a response to there letter. maybe i should print of a sticker and allow them to affix it to the postal order? or should i send them a one pound coin and tell them where to stick it...

 

Thanks for looking

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never heard of a blank postal order being returned before

stalling tactics me thinks

 

but why?

 

dx


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, the whole DCA industry would collapse overnight.

 

 

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Well they didn't send it recorded post back to me, so it could be what letter? :)

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OK still no CCA, after resending another Postal Order, receiving a letter from them stating that the account is on hold until they receive the outcome from the client ( that letter was dated 31st March 2014 )

 

So Today ( 19th May 2014 ) i receive another letter stating that they have not received any payment or contacted them.......

 

Do i just send them a letter refereeing the previous letter regarding the account on hold to some how jog there memories, and that i am still waiting the request I have made how ever long ago now....

 

 

Thanks

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