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Swift Advances. Secured Loan Charges reclaim


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Hi All,

 

I have been following this with interest and may soon have to join in the swift-bashing but dealing with other gremlins at the moment. This would be entertaining were it not really about how these g***balls are ruining people's lives.

 

Sparkie - goodluck on the morrow!! Go get them!!!

 

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Look in your junk aswell sparkie. You should have it now! If you want just cross my details out and post it up mate!

 

 

Haven't got it yet mate not in junk or spam files

 

sparkie

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You would not credit it I have justgone over Mathew Paynes statement of truth. He's a solicitor ....he has made 2 false misleading statements in it...........

1...He has stated that the interest rate shown on our agreement is a " nominal rate of interest"

 

Mark White said under oath that it is an actual APR shown on our agreement to assist the borrowers ( US) to know exactly what interest we were paying.

 

2. Mathew Payne says that the interest is calculated @ 0.82% monthly and is shown as such on our agreement

 

Take a look at our agreement on post 12 ........you will see that there is no mention of a monthly interest rate of 0.82%.

 

Can anyone see this on that agreement??

 

sparkie

 

The mans a teller of untruths.

sparkie

Edited by Sparkie1723
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I will find out tomorrow if my interpretation is correct ........IF it is Daz .you have hit the Jack pot because your First Mortgae will be null an void as well .EVERYONE keep your fingers crossed for Daz as well now.

 

Doesn't say what the charge is for.

 

 

 

(02.08.2004) REGISTERED CHARGE dated 15 July 2004.

Page 4 of 6

C: Charges Register continued

7 (02.08.2004) Proprietor: MORTGAGES 7 LIMITED (Co. Regn. No.

4688080) of 3rd Floor, 28-30 Cornhill, London EC3V 3NF.

NO monies mentioned

 

 

8 (27.06.2006) REGISTERED CHARGE dated 26 June 2006.

 

9 (27.06.2006) Proprietor: SWIFT ADVANCES PLC (Co. Regn. No.

1800474) of Arcadia House, Warley Hill Business Park, The Drive,

Great Warley, Brentwood, Essex CM13 3BE.

 

No monies mentioned

Edited by Sparkie1723
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https://www.landregistry.gov.uk/www/wps/QDMPS-Portlet/resources/example_register.pdf

 

check this link sparkie. Its a copy of a propley done land registry deed.

 

 

Dazpen ...You little beauty ;) It looks as if I am right .....The Swift entry is incorrect:cool: Cannot be relied on...........ABSOLUTE COCK UP BY SWIFT

 

 

sparkie

NOTE: Copy in Certificate.

4. REGISTERED CHARGE dated 3 December 2001 to secure the moneys including the further advances therein mentioned.

PROPRIETOR Ilkingham Building Society of 101 Cambridge Street, Ilkingham IL1 3FC.

The charges register contains identifying particulars of registered mortgages and notice of other financial burdens secured on the property (but does not disclose details of the amounts of money involved). It also gives notice of other rights and interests to which the property is subject such as leases, rights of way or covenants restricting the use of the property.

A registered mortgage, called a charge, affecting the title. It gives the date of the charge and the name and address of the lender.

Where the matters contained in a deed are lengthy, we normally do not set out the full details in the register. This is because it allows us to process applications quicker so providing a more efficient service to our customers and also because the matters are sometimes best understood when read with the rest of the deed. Where this method has been used, the deed will be referred to in the register as "copy in certificate" or "copy filed". To obtain an official copy of a deed referred to on the register in this way you will need to complete form OC2.

Edited by Sparkie1723
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The charges register contains identifying particulars of registered mortgages and notice of other financial burdens secured on the property (but does not disclose details of the amounts of money involved). It also gives notice of other rights and interests to which the property is subject such as leases, rights of way or covenants restricting the use of the property.

This is the charges register, my registry doesn't contain any figures whatsoever, but would the official register not contain it?

Lets not get excited yet folks...

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Sorry to ask a stupid question here guys and girls, but I presume its only possible to check the land registry for charges on the property you actually live in/or that are still current?

 

In other words, I couldn't discover what was registered historically on my previous property now that I've moved and am no longer with Swift?

 

Anyway off to bed now - as Sparkie should be too, to get his beauty sleep for tomorrow:D

 

G'night folks!

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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The charges register contains identifying particulars of registered mortgages and notice of other financial burdens secured on the property (but does not disclose details of the amounts of money involved). It also gives notice of other rights and interests to which the property is subject such as leases, rights of way or covenants restricting the use of the property.

 

This is the charges register, my registry doesn't contain any figures whatsoever, but would the official register not contain it?

 

Lets not get excited yet folks...

 

 

S/M/C You are not paying attention in class the copy Swift have submitted to the Court in my case is a TRUE copy of the Title Charge registerd...It is stated clear as such in our Markys witness statement of TRUTH?????

 

 

And this is what Swift are relying on in Court tomorrow

 

 

sparkie

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Sorry to ask a stupid question here guys and girls, but I presume its only possible to check the land registry for charges on the property you actually live in/or that are still current?

 

In other words, I couldn't discover what was registered historically on my previous property now that I've moved and am no longer with Swift?

 

Anyway off to bed now - as Sparkie should be too, to get his beauty sleep for tomorrow:D

 

G'night folks!

 

 

HI landy ...CHeck in your old Court Bundle

 

sparkie

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S/M/C You are not paying attention in class the copy Swift have submitted to the Court in my case is a TRUE copy of the Title Charge registerd...It is stated clear as such in our Markys witness statement of TRUTH?????

 

 

And this is what Swift are relying on in Court tomorrow

 

 

sparkie

 

 

 

That's me told !:roll:

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Just some early morning information gathering to confront Swift with

 

sparkie

 

 

FORM OF CHARGE

 

 

Provided that it complies with the Land Registry’s general requirements for a charge, the parties are free to use their own form of charge document. As a (safer) alternative, especially where both the borrower and the lender are private individuals, the parties should use the Land Registry’s form CH1 - to download a copy of form CH1 [as a PDF], please click

HERE

 

 

Whichever type of charge document is used, it must actually state that the borrower charges the property by way of legal mortgage as security for the payment of the borrowed monies and to secure all the borrower's other obligations to the lender-[ as an example, please see Panel 6 in the Land Registry form CH1].

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Please note that this topic has not had any new posts for the last 3724 days.

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