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    • Hi all,   sent parcel 08:53am 25/11/21 (next day), Contacted Hermes due to no collection 25/11/21 and was told it would be collected 26/11/21 (never happened) it was collected on 27/11/21 delivery Monday according to tracker. But only looked on Friday.    Contacted the retailer Friday asking about the returned items and what the outcome will be.    got a reply saying no items/package delivered I said to retailer that they was delivered Monday morning 11:40ish according to the tracker.    I even sent them the picture of the delivery location (which was outside there building) on the top of the steps.    so I contacted myhermes and explained the situation I’m now in. I’ve explained I sent the items back as agreed and should have arrived Friday and ended up being Monday.   I’ve had a reply today (7/12/21) Am here it is as follows.    Good Afternoon,   Thank you for getting in touch with your enquiry.  Unfortunately, the courier is unable to recall this specific parcel due to the length of time that has elapsed We can confirm that the courier was on the correct street at the time of delivery however, I cannot provide the location this parcel was left. I have tried my utmost to gain as much as information, but this is all I can provide.   We are sorry this situation has occurred, If the customer has not yet received this parcel a refund or replacement will need to be agreed with the customer. Please follow your usual claims procedure. For any deliveries which don’t require a signature, please let your customer know if they have a safe place to leave the parcel it can be updated here https://new.myhermes.co.uk/track.html#/.   Kind Regards Cris Customer Resolutions Advisor   I the sender and the customer at the same time so I’m lost in there reply.  I get it they use copy and paste. But Refund or replacement I can not do for myself     do the monkeys not understand what we say to them in the phone call.   now I’m thinking with that reply it’s ohh well !!!!     I have emailed them the amount for replacement items will be as in invoices I have. Total asked for is £102.94 which includes the £5 postage (which is of course no added insurance)   I declared that it contained RW8’s which FYI is circulating pumps for my marine tank. I’ll be contacting them again in the morning 8/12/21 regarding the reply.    now the next step is claim I take it.       
    • US father fired on Zoom describes 'callous' callView the full article
    • Every parking company (PC) seeking keeper names and addresses must sign a contract with DVLA. This is called the KADOE (Keeper of vehicle At Date Of Event) Contract and Clause B2.1 permits the PC to seek recovery of unpaid  Parking Charges in accordance with the Accredited Trade Association Code of Practice (CoP). So 'reasonable cause' for data access is conditional upon CoP observance.   There are two CoPs:  British Parking Association (BPA) and Independent Parking Community (IPC).  Clauses 2.4, 2.6 and 4.3 of the BPA Code and Clauses 2, 2.1, 2.4, 2.42 and 3.1 of the IPC Code require PCs to comply with the Law.   That law will include: the Town and Country Planning Act 1990 whereby ANPR cameras (except those attached to buildings or pre-existing mounts such as lamp-posts) require planning permission;  and, separately, the Advertisement Regulations  2007 whereby the installation of unauthorised signs is a criminal offence (Level 4), with a fine of up to £2,500 per sign.    Almost invariably Local Planning Authorities (LPAs) consider parking signs to belong to Class 2A of Schedule 3 of the Regs, so any sign larger than 0.3sqm in area requires express consent. Some 95% of a sample of 3,000 private land parking sites across England and Wales have been found to have displayed signs larger than this threshold. Almost invariably LPAs state that advert consent cannot be back-dated, so even if advert consent is applied for belatedly (usually after 'outing' by angry Parking Charge victims!) it is only valid from the date of the Decision Notice, prospectively.   Next, Clause C1.1 of KADOE also requires that signs must comply with the Law and with the CoP. KADOE also requires its licensees to comply with Industry Best Practice (usually Clause A5 or A6).  Even PC / landowner contracts and PC / hospital contracts often require PCs to comply with the Law, KADOE, CoP and Best Practice.   (To be continued, as space limited)    (Continued, 2)   This is what the higher courts have to say regarding access to DVLA data files:   1)  In the High Court in Stephen Duff v. Secretary of State for Transport ANORS [2015] EWHC 1605 (Admin) Mr Justice Edis at para [38] of his judgment said: "In any event, a person who wanted disclosure to enforce a genuine liability by improper means would have a cause for wanting it but not a reasonable cause. The function of the policy is to prevent malpractice and thus to ensure that disclosure is made to those whose cause is reasonable in this sense".  (Emphasis added).   Erection of illegal signage, breach of POFA, breach of KADOE and/or breach of a CoP, for example, would constitute improper means.   2) In ParkingEye v. Somerfield [2011] EWHC 4023 QB.  In the High Court. HHJ Hegarty at [263] held that the ParkingEye / landowner contract: "...in effect, required all necessary planning permissions and other consents to be obtained before the installation could proceed".  (Emphasis added).   3) In ParkingEye v. Beavis [2015] in the Supreme Court, where at [111] seven Law Lords considered the evidence, the majority concluded: ".....while the Code of Practice is not a contractual document, it is in practice binding on the operator since its existence and observance is a condition of his ability to obtain details of the registered keeper from the DVLA".   (Emphasis added).
    • Actually the direct link to starting a claim on the service is /img/lib/opengraph-image.png?0.26.0 Try the new online service - Money Claims WWW.MONEYCLAIMS.SERVICE.GOV.UK   I see that it is in beta so it is still being trialled. By means go ahead and try it out. I expect that it all leads to the same place in the end but maybe you can let us know what you think about it. It certainly looks more friendly
    • This one ... Make a court claim for money - GOV.UK WWW.GOV.UK How to take legal action if someone owes you money (small claims court), how much it costs, what happens next. Includes information from withdrawn guidance EX303, EX304, EX306, EX321, EX325 and EX350.  
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Swift Advances. Secured Loan Charges reclaim


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Mezzanine financing

A hybrid of debt and equity financing that is is typically used to finance the expansion of existing companies. Mezzanine financing is basically debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided by senior lenders such as banks and venture capital companies.

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pkellys gone to sleep so am I now ...........he's tired me out all day.

 

good night all....I leave you to ponder my questions

sparkie

:p nite matie working on the net thing talk tomorrow

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Mezzanine financing

A hybrid of debt and equity financing that is is typically used to finance the expansion of existing companies. Mezzanine financing is basically debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided by senior lenders such as banks and venture capital companies.

 

is this helpfull

 

HeinOnline=

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Depending on the costs, this will determine if I can afford to be counted in. As Im a Carer on Carers allowance and Income Support, obviously my funds are very limited, but if the costs that are shared are reasonable, then I may be able to chip in...just to see these Animals go down.

 

i would definately like to be included in this if i can afford to

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A call to all Swift Account holders for information:

 

Can you please tell us which bank account you pay your Swift payments into?

 

To protect the site we ONLY want the last 4 digits of the sort code and the last 4 digits of the account number

 

Which Bank:

 

sort code: xx 1234

 

Account : xxxxx1234

 

Please find out from your direct debit payments or your bank statements and post them here....tick tock....:D

 

Thanks

 

Lets keep this alive:

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Can anyone on ANY of the forums tell us if they have ever obtained a loan or mortgage from Kestrel Loans No 1 Ltd or Kestrel Loans No 3 Ltd, Please tell us

 

Can any of the site team please ask this question on as many of the Forums as possible .....IT IS A MATTER OF EXTREME PUBLIC IMPORTANCE as well as Swift Customers.

Their accounts say they have "Loan Books" so there must be loans out there somewhere to back this up. I wonder if sparkle can tell us on monday...Maybe???

 

sparkie

 

Having had a trawl around the site I can find no reference to anyone with a Kestrel Loans No 1 (or No 3) Ltd loan - shouldn't we be asking this question on the other sub forums of this site and indeed of other similar sites?

 

Regards,

 

Landy x

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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Having had a trawl around the site I can find no reference to anyone with a Kestrel Loans No 1 (or No 3) Ltd loan - shouldn't we be asking this question on the other sub forums of this site and indeed of other similar sites?

 

Regards,

 

Landy x

 

Hi Landy,

 

You are right on and in as many places as we can.....Will explain the reason later its most important,

 

sparkie

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My friends in N.Ireland ( Colleagues) as Mr Webster calls them have told me that their Barrister is applying for High Cost Legal Aid for them both due to the serious irregularities surrounding their case, this would mean it would draw National attention to it .

 

I could ask the Court in my case in any event to stay my proceedings until the outcome of their case as my case Defence is practically identical, they are using some of the content of my Judgement summary.

 

sparkie

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December 19, 2008

Swift Group, the private equity backed mortgage lender, has said that it expects to have new funding lines in place early in the New Year

 

In one of the first positive messages to the mortgage intermediary community for some time, the lender said that it has been in close contact with its bankers in recent weeks and can see no reason why its funding will not be renewed.

John Webster, chief executive officer of Swift Group, said that a relaunch in both first and second mortgages is planned in the second quarter of 2009 when the business will be taken out of mothballs.

He added, "We spent a lot of time with our banks and they were happy to maintain their relationship with Swift when there were certain other companies that had their facilities withdrawn."

There remains significant demand from intermediaries for products to cater for clients with impaired credit records, particularly in the medium to heavier adverse bracket of the market.

Swift's majority stakeholder is private equity firm Alchemy Partners, which has invested £126.5m since May 2004 when the business was purchased as a management buyout in return for 73% of the equity

 

I WOULD NOT BANK ON IT JOHNNY LOL;)

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Sparkie here a wee song can you put it to Johnny be Goode music

and give the money to charity RSPCB

Deep down in Arcadia House close to New Orleans

Way back up in the Brooks among the evergreens

There stood a log cabin made of earth and wood

Where lived a country boy named Johnny B. Goode

Who never ever learned to read or count so well

That’s the reason Swift is just a going to hell

 

 

Chorus:

 

Go, go, go Johnny go go

go Johnny go go

go Johnny go go

go Johnny go go

Johnny B. Good

 

He used to carry his money in a wornout sack

But what`s he gonna do,cus he`s to give it back

Oh a Judge could see him sitting in the shade

Summing up the accounts and mistakes he made

People passing by they would hear him say

Come on Mr White get on your knees and pray

 

Chorus

 

His mother told him "someday you will end up it jail"

Cause you wont give an answer to Sparkies Mail

Many people coming from miles around

And see you playing your fiddle till the sun go down

Maybe someday your name gonna be in lights

Sayin' 'Johnny B. Goode tonight'

So whats gonna happen hes no licence to trade

Whos gonna tell his shareholders and Mr Slade

So all the birdies will all have to take flight

So the last one out, please turn out the light

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Guest blackie

**7289 account no ****5818 snap, both my payments go to Barclays. I actually pay my accounts via the Barclays on payment slips. So I have copies if they are needed.

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KPMG are Swifts Auditors.................and KPMG paid Over $350 Million dollars in the States to prevent being sued for false accountng............just shows the power of money .......it can over ride all laws if the offer is good enough!!!

 

sparkie

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On the 2nd Dec 2009 I will post every little bit of information I/we have obtained about Swift Avances and the Kestrel companies and their operations and I can tell folks its a lot...............I am now having to amend my defence to include more documents ready for our Court hearing, I can tell folks it will help EVERYONE who is fighting Swift when I post it all..........sorry I can't post it now even Swift don't know the full "HIT" yet

 

sparkie

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