Swift Advances. Secured Loan Charges reclaim

[coolchris]

This verdict is ****ing disgusting, and I dont apologize for the language. That judge is NO judge in my eyes. If he had any balls he would have ripped Swift to shreds, but once again, ****ing money and contacts take the legal system to sh*t level.

[overdone]

This may soon be public information soon, so what is the name of the judge and the name of the Barrister they used?

[overdone]

Surely this then is a criminal matter and not for the civil courts. Can't you call the police, make a statement and submit the evidence?

[Marky1701]

Sorry to hear your news Sparkie, but to be honest I half expected it.

 

One thought which haunts me throughout all this is the fact that apparently no-one can find a solicitor/barrister or whatever to take these leeches on.

 

That to me tells a story. I am not convinced these people can be taken on legally - I think they will give into consumer/OFT/FSA pressure eventually, and that is why we must all keep up the fight, but as for the legal route I fear the worst.

 

As I have said before its legalised banditry

[Sparkie1723]

The police would be reluctant to get involved in civil court cases unless asked by the Civil Court ..............if this man "BLACK" had given evidence in a criminal trial he would be in prison now.

I have to go after him myself......and I wont stop until he is behind bars.

Starting tomorrow I will find a solicitor who is smart enough to take my case on even if I have to travel the length and breadth of the country and walk if necessary.

 

sparkie

 

sparkie

[Sparkie1723]

Sorry to hear your news Sparkie, but to be honest I half expected it.

 

One thought which haunts me throughout all this is the fact that apparently no-one can find a solicitor/barrister or whatever to take these leeches on.

 

That to me tells a story. I am not convinced these people can be taken on legally - I think they will give into consumer/OFT/FSA pressure eventually, and that is why we must all keep up the fight, but as for the legal route I fear the worst.

 

As I have said before its legalised banditry

 

 

You are right Marky1701

 

The solicitor /Barrister hat takes them on must have integrity and morals and believe in Justice.......solicitors and Barristers are in their trade/profession for one reason only to MAKE as much moneyfrom each case they take on.

 

They know if the win they get thir money if they lose they get their money so it does not bother them at all.

 

They are a completely different race of people than the working class.......................In my trade over the years the people who cars I have got going, fixed their lights, their windscreen wipers, gone out and junp started them, and not charged them a penny because I knew they had very little money I would count them in the hundreds. I did not have the heart to charge them ...............I tell you one thing ...I did not mke any money in fact lost it in time ....But I tell you it made me feel BLOODY good .......and that was worth more than any money.

 

 

I would have hated to have one these people solicitors barristers AND "other LEGAL people" watching my back in Malaya I can tell you.

 

I would have got a fairer trial if I'd been captured in Iraq.

 

sparkie

Edited December 3, 2009 by Sparkie1723

[cantona1509]

Marky is spot on I'm afraid this country and it's people take any sh&t they throw at be it taxes,mps expenses and corruption we put up with it,I'm involved with these *EDIT* due to my parents we have another year before we can say cheerio, I was in court myself with them recently and got my pants pulled down.

They are legal dick turpins and as long as governments allow it to go on probably gaining backhanders along the way it will continue and the richer get rich and so on

sparkie I feel for you mate but I now believe we are on a loser and need to educate people to avoid these *EDIT* like the plague

Edited December 4, 2009 by 42man

[Apollo18]

Marky is absolutely right! We must keep the pressure up. I'm sure they'll eventually crack.....Don't lose heart!

[Apollo18]

That's fine Sparkie.....Let us all have a look!

[Sparkie1723]

That's fine Sparkie.....Let us all have a look!

 

 

O.K thanks just give me a min or two

[dazpen]

I'de like to see it sparkie. I,m next in line to take these on!!! with the help of a barrister!

[Sparkie1723]

This shows that they sold all loans and mortgages to Kestrel NO 1 and NO 3

 

The FSA the OFT and the ICO do not know Kestrel No No 2 or No 3 companies exist

 

 

 

 

[Sparkie1723]

Mark White said under oath that Swift DO NOT PAY COMMISSION...

 

 

I have removed this I thought it might jeopise the person it relates to case

Edited December 4, 2009 by Sparkie1723

[Sparkie1723]

This shows that Barclays own title all loan security and everthing else if they went Bust..........as soon as a borrower drew their money the whole title and right to sue went to Barclays .again the title deed is incorrectly registered on our property

 

Edited December 3, 2009 by Sparkie1723

[cantona1509]

Exactly was he blind or had he been???????

This is what we are up against!

[Sparkie1723]

Mark White told the Court from the stand that

1.....Swifts unregulated agreements follow the format of their regulated agreements

2....It would be confusing and misleading to show a series of different interest rates

3 He said that the interest rate shown on our loan agreement 9.84%was shown as an APR which took into consideration the one off payments to assist the borrowers us to know what rate of interest we were paying.

a) The correct APR should have been shown as 15.4%

b) Mathew Payne SOLICITOR said in his statement of truth the rate shown on our agreement was the nominal rate of interest...which was as stated 9.84%

 

1st agreement is a regulated one

2nd one is ours unregulated they are nothing like each other so how can they follow the same format as their regulated agreements

 

 

 

 

OOPS I rubbed out the brokers fee that was £ 3225:00

 

 

 

 

 

Edited December 3, 2009 by Sparkie1723

[Sparkie1723]

Mark White stated under oath that Swift do not operate agencies

 

This is what one of the directors of one of their agencies said

 

Section deleted

Edited December 4, 2009 by Sparkie1723

[Sparkie1723]

What more does someone have to do.........another thing the Judge said that to present a defence 3/4 days (30 NOV) before a hearing was unacceptable............I only got notification of the hearing on 19th November ..........what the FXXX could I do????

[Sparkie1723]

Lastly JOhn Webster stated in an email to me

 

THat ........"It is correct from time to time Swift do pay commission" ...this was AFTER Mark White said they do not pay ANY AT ALL

 

£19.2 Million pouds worth of it

 

 

 

So what do you all think of what i have posted did I have a case for a Defence or No?

 

I thought I had enough for an adjournment,

[Apollo18]

Hi Sparkie,

 

I'm surprised you didn't at least get an adjournment.

 

You've got some good evidence, but it would appear the Judge wasn't interested in looking any more than skin deep at the facts.....Preferring instead to take the easy option and side with Swift.

 

Keep digging though, and I'm sure we'll find a lot more dirt!

[Gallahad]

Sparkie have you thought of sending a dossier to the SFO

G

[Sparkie1723]

Sparkie have you thought of sending a dossier to the SFO

G

 

Hi G

I think I would have to get it much more precise and meticulous so that they could follow what I was accusing them of.

 

At the moment my head is in such a spin I really do not know what I am going to next except go after Mark White................. I really do think he should go to prison.

 

 

Thats why I want everyone who has has any kind of statement of truth made and signed by him to go over itwith a microscope and see if anything ties up with what I have posted about him.

 

Remember if I can nail him every hearing he has given evidence in can be called into question. I want him so bad it hurts

 

sparkie

Edited December 3, 2009 by Sparkie1723

[Gallahad]

Hi G

I think I would have to get it much more precise and meticulous so that they could follow what I was accusing them of.

 

At the moment my head is in such a spin I really do not know what I am going to next except go after Mark White................. I really do think he should go to prison.

 

 

Thats why I want everyone who has has any kind of statement of truth made and signed by him to go over itwith a microscope and see if anything ties up with what I have posted about him.

 

Remember if I can nail him every hearing he has given evidence in can be called into question. I want him so bad it hurts

 

sparkie

 

From what I hear the SFO are pretty switched on and only have to have cause like the double borrowing and they will dig for everything.

G

[Sparkie1723]

Very last commnt for tonight I'm off to bed

.......Kestrel LOans Accounts 2008 state that they have a loan book of £286 Million ..how can you have a loan book of this amount when no loans are ever lent out...........more evidence that they did not have just the Equity assigned ...which under assignment is the interest payments received......they must have bought the lot outright ..because they didnt lend it.

 

Goodnight everyone and thanks again for all your support

Maybe Dougal can throw more light on this.

 

sparkie

[caro]

Hi Sparkie. I'm so sorry to read your bad news. You must be gutted and I hope you can find a way round this.

 

I hope you'll understand that I've removed some of the posts you've made so that admin can check them over to make sure CAG is protected. This is nothing against you, and will hopefully be a temporary measure.

 

You really don't deserve this, but it's good to see you're getting lots of support, which I hope gives some measure of comfort.