Jump to content


Tracey-Taya V Halifax ***WON***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5381 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Sent off for my statements & I have had statements for one account back just waiting on the second. First account charges come to £1622 with out intrest can't wait to see what the grand total will be .

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Welcome aboard TT

 

We will keep watching for future developments

 

Best of luck

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites
  • 4 weeks later...

got second lot of statements second account comes to £3536.00 with out interest looks like i'm going to need to do this in 2 hits.

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Help! i'm getting ready to send off my list of charges but i'm unsure of what i should be doing regarding intrest. any advice wouuld be greatly apperciated

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Hi you need to charge the interest they charged you if it caused you to go overdrawn. At this stage you do not add the 8% that is for when you go to court. Vampress has a spreadsheet that is helpful. It is the 1 i used it adds up for you everything.

but also read the faqs as well

good luck

Link to post
Share on other sites

Thanks for the help stitcherbaker, I've posted my 2nd letter to bank. I have sent them a break down of the charges & dates & also requested they refund me. Sent this by recorded mail on the 10th august, they signed for it on the 11th so just a case of waiting the 14 days now. they held me up with my second lot of statements should have been further along than this by now but I'm determined to stick to schedule from now on.

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites
  • 2 weeks later...

well i've posted my LBA so a case again now of waiting n reading .

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

You're doing fine....

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites
  • 2 weeks later...

Received confirmation of the receipt of my LBA's.

Today I received a letter offering me a £300 settlement figure for one of my account, should i send back to say I'll accept this as an interim payment as a good will gesture while I continue action or should i just ignore it? The 14 days from sending my LBA's is now up so i will be starting court proceedings soon. I know the letter I received is a standard letter just checking what my next move should be.

Any advice would be greatly appreciated.

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Just proceed with court action if that time is now up.

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

Hi I'm just about to fill in the money claim form and have one final question when you fill in the amount Claimed should that include the 8% interest ?

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

please ignore my last post lol i just noticed that it tells me on the money claim form , must be having a bimbo moment lol .

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites
Hi you need to charge the interest they charged you if it caused you to go overdrawn. At this stage you do not add the 8% that is for when you go to court. Vampress has a spreadsheet that is helpful. It is the 1 i used it adds up for you everything.

but also read the faqs as well

good luck

 

Sorry to be dumb, but some of my charges caused me to go overdrawn for a matter of days and the interest chraged usually showed on my statement for a few pennies. But the majority of charges were when I went over my overdraft limit, so does this mean that I am not able to claim interest on these charges? I understand the 8% bit later, just not the initial claim!:roll:

Karen :oops:

 

05/01/07 S.A.R - (Subject Access Request) posted

07/03/07 Offer made of £457. Rejected. Offer remade of £651, accepted.

26/03/07 PAID IN FULL

 

Your Site Needs You!

and we need this site!

 

Please don't forget to make a donation!

Link to post
Share on other sites

Hi,

Just wanted to update everyone. I've just submited my money claim form. from reading other peoples post i'll start checking my bank account tomorrow see if halifax have paid up.

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Hi everyone,

Here is my latest update claim has be filed with money claim & now has been acknowledged date of ackowleagement 19/9/2006. i'm now waiting for a response form Halifax.

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

You and your money are getting very close..............

expect them to acknowledge soon.......say they will defend.......and within a couple of days refund your money.:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Well I received court papers today & they are intending to defend the claim so i guess i should get my money soon. Papers were signed by A O'Brien (which is typical going by other posts) i shall just keep checking my bank account. lol :lol:

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Just received settlement letter today (Standard letter going by other posts) offering payment of all charges interest & court fees to be paid into my account with in 5 working days . We've done it !!!!! watch out capital one & GE money Ur next lol :lol:

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites

Congratulations Tracey.:)

Please take some time to do the survey results.

Of course dont tell the court its settled until you have got the money (and it is for the full amount )

Very well done..............another WINNER !!!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

me too!! congrats!!! (raises glass to toast this site)!!:oops:

prelim letter sent acc#1 july31st

total £1121

 

prelim letter sent acc#2 august 2nd

total £1898

 

LBA letter sent august 18th

 

MCOL filed 18th sept

Issued 19th sept

Acknowledged 20th sept

22nd sept Letter recieved from halifax full reimbursment in next 5 working days!

 

:p@ halifax

Link to post
Share on other sites

CONGRATULATIONS

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites

Yay ! Just checked my balance & the money is now in there :)

time to fill in the survey & make a donation

Carpe Diem :wink: Tracey-Taya

 

Halifax

Money Claim filed 18th September . Claim acknowledged 19th September . Intent to defend received 21st September.

Letter recived funds to be in my account within 5 working days 22nd September (dated 20th) Settled in full 25th September.

Capital One

Money Claim filed 14th December . Claim Acknowledged 18th December. Intent to defend received 20th December

Letter received 9th January 2007 charges to be refunded.

Settled in full 16th January.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...