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HSBC PPI Refund of Premium..but what about interest?


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Hi,

 

Could anyone help me with this as i'm completely baffled....

 

I made a claim to HSBC on my PPI premium (inc. interest). the PPI was originally taken out 6yrs from my initial claim date.

 

HSBC did not admit any liability, however they offered me a refund on the full premium amount (WITH NO INTEREST). I signed the settlement agreement form in January 08. I have since requested the interest on the original claim, HSBC said go away, you have already signed the final settlement form and accepted the refund and your claim for interest is now over 6 months from original date of claim and therefore Financial Ombudsman is likely to throw this out.

The Interest accrued on the money that they kept from me for 6 years totalled around £900.

Could anyone advise if I have a right to claim this even though I have accepted their settlement? I think I have a right under County Court Act i.e. 8% interest payable.

 

Any ideas/advice greatly appreciated!

 

Thanks,

A&L Claim SETTLED IN FULL 16/09/06 :D

HSBC -Claim settled in full 26th Oct 06.

HSBC PPI - Premium settled in full 1st Jan 08

HSBC PPI Interest - 1st request for refund issued,due 17th June 08

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I think if you signed the form you have agreed to full & final settlement not a lot you can do if this is the case sorry.

Lloyds TSB (SARS) request sent 9th June 2006

£2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267

MBNA SETTLED IN FULL 15/09/2006 £829

Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006

GE MONEY SETTLLED IN FULL £400

Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350

Welcome Finance PPI 2 accounts one settled £1018 waiting on other

GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008

Lloyds TSB PPI CC complaint sent 10/04/2008

Black Horse PPI with FOS 20/05/2008

HFC PPI complaint sent 22/05/2008

 

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I think if you signed the form you have agreed to full & final settlement not a lot you can do if this is the case sorry.

 

 

Ok thanks Adamski - the speedy reply is much appreciated!

 

Jase

A&L Claim SETTLED IN FULL 16/09/06 :D

HSBC -Claim settled in full 26th Oct 06.

HSBC PPI - Premium settled in full 1st Jan 08

HSBC PPI Interest - 1st request for refund issued,due 17th June 08

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Share on other sites
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