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New Lloyds claim - what's changed since my last successful claims?


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Hi All

 

Well, here I go again!

 

Just a little one this time - Lloyds TSB charging me daily fee of £35 + Monthly fee of £15 = £50.

 

What has changed since the last lot of claims I made? Do we still go for the full amount? Has there been any change in the law, or do I just start with the 1st letter as before?

 

Thanks

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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You still go for the full amount, however, you won't get it for a long long time.

Follow the same step by step as before, but the letter templates will be different to account for the recent developments.

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Great. Thanks Jez

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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  • 3 weeks later...

Have received long winded reply from Lloyds... blah blah. Only bit I wonder about is:

 

"If your current account is covered by Scottish Law... please note the timing of when you raise a claim.."

 

What are they banging on about? And - how do I stand - My Account is in England, but I live in Scotland

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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