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    • I would say so yes but ofcourse only in the years the charged it not running till today.
    • please complete this:     and scan up the PCN bothsides to one multipage pdf read upload   dx  
    • Must satisfy POFA if they want to ground Keeper Liability, so no Keeper liability, their RoboClaims always try to sue both as if they can jointly and severally, but the Courts should be looking at the was Driver or Keeper and chuck the claim out for being vague, but they don't  They might if POFA fails and they know they are onto a loser, might have a last gasp and try to rely on Elliott v Loake a criminal case so not applicable to a Civil claim, and CPS v AJH Films, again not applicable as is about employer/employee, they will do this to try to get someone to cough up before a case they know they are going to lose to salvage what they have already paid ou to go to court.  I would delete the  line   As the keeper of the vehicle, I decline as is my right to name the driver (s) at this time"  That is an oblique reference to the duty to name driver in a Criminal case, and is the Elloitt v Loake scenario.   Others will have better ideas, but lloking decent.
    • Good morning request sent off yesterday to moriarty law  but today got this load of tosh  Combine Jul 17, 2019.pdf
    • In response to your question, I have a copy of the title deeds showing ownership and also the leases. No idea what to do with that info though!   I should be most grateful if you would review the attached brief draft defence on page 1. The page 2 thoughts are a work in progress.   The POFA point is weak in my opinion, but having read a lot of analysis of the requirements, I haven't managed to come up with anything beefy.   I should be grateful for any ideas on that, as it seems like a failure to follow procedure would be a strong defence.   Also it asks for the driver's details on the PCN and then the claim states the Defendant was the registered keeper and/or driver, but I don't really understand whether there's a point of defence there.    DRAFT DEFENCE 1)      The claimant has failed to prove that VCS had a contract with the landowner (The West London Property Corporation Ltd.) in August 2015, and therefore failed to show either a legitimate interest in controlling parking at the Berkeley Precinct, or the authorisation to make charges on their own behalf, for any overstay in the carpark, including for first-time offenders (relevant to Tesco lease). (no response to CPR 31.14 request delivered and signed for at 10.32a.m. on 9th July) 2)      The claimant has failed to prove that VCS obtained a planning permit from the Sheffield Planning Department under the Town and Country Planning Act 2007 (also requested in my CPR 31.14 letter) and that there were prominent signs in existence at that time, showing clearly the terms and conditions for parking and the charge payable for any breach. Therefore, the three elements of offer, acceptance and consideration required for a contract were not met, and no contract existed. 3)      The claimant failed to issue the PCN in the timescale required under the Protection of Freedoms Act 2012 for keeper liability and, allowing for the 2 day delivery time afforded to Royal Mail, it arrived a day later than the 14 day deadline. The parking company has not met the keeper liability requirements and therefore keeper liability does not apply. The parking company can therefore only pursue the driver. As the keeper of the vehicle, I decline, as is my right, to provide the name of the driver(s) at the time. As the parking company have neither named the driver(s) nor provided any evidence as to who the driver(s) were, I submit I am not liable to any charge.    
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finlander

Calling All Ex Bank Workers

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subb


Check out the threads below for updates on the DCA's that I am dealing with.

 

GE Money/CL Finance/Howard Cohen & Co - AND - Aktiv Kapital/Appleton Massey Solicitors - IN COURT

Cabot x 2 for Vanquis & Hitatchi - DEFAULTED ON CCA REQUEST

Lowell for Capital One - CANCELLED DEBT!! Trying to get Default removed now

Moorcroft x 2 for Halifax Loan & Bank Account - RETURNED TO HALIFAX

Wescot for Halifax Bank Account - RETURNED TO HALIFAX

Cap Quest for Argos Card - RETURNED TO ARGOS

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Silver lining, I was sacked yesterday. I hope you don't mind if I don't answer you for the time being. In time, I am sure that I will be able to answer you. I was very paranoid that what I did on the forums would lead me to a place where I would not have a job. I was proven 100% right. I know my place.

 

Hi

 

sorry you lost your job. However, that was not due to posts on here, if so then PM me and i'll give you details on how to sue them for thousands!

 

Sorry for ranting last time, but it really annoys me when employers think they rule their staff minds - they don't! Chin up.....


SilverLining.....

There is always light at the end of the tunnel - we just have to beat the CRA's in order to see it...

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There is another thread on this forum which explains what I am going to say and what I am not going to say. Unfortunately, the reason is gross misconduct and that is as far as I am allowed to actually post on the forum.

 

Fair enough. For info to others, see here: http://www.consumeractiongroup.co.uk/forum/word-banks/183460-nattie-yourbank-has-been.html


SilverLining.....

There is always light at the end of the tunnel - we just have to beat the CRA's in order to see it...

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I am an ex RBS employee, well or natwest, I worked there when the integration was happening. I worked in the Mortgage department.

 

Had some good experiances and some bad

 

The pay wasn't very good I must say, for what I actually did.

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Ive just left the Bank with the big blue bird.

 

Anyway, after being pushed for sales, sales, sales but being promoted as a customer service positon I decided to drop the bomb shell at the time of being in the top 10 in the country. Needless to say I actually sold products and services to people who needed them but the amount of false selling that goes on is unbelieveable.

 

My lending target for last year was £1m by the end of Jan £3m, end of Feb £7.5m. How the hell was people going to hit this in a middle of a recession? Again lots of made up applications (guessing :rolleyes:).

 

It got to the stage where I thought enough was enough, ive now moved onto to something new but I am planning on trying to prove my loan with them in unenforceable and planning on taking legal advice on breech of my data confidentality.

 

I wont bore you with anything else but there is so much more I could tell.

 

Thanks for letting me get this of my chest.

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//

Edited by Master Chief

The villany you teach me, I will execute, and it shall go hard but I will better the instruction.

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So is this thread offering to get my old job back?


Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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Used to work for Skipton Building Society, wouldn't trust them with anything - so called independent advisors only flogging Aviva investment products because thats where the highest commission was gained, frequently unqualified staff not only giving out mortgage advice but actually conducting mortgage appointments and signing clients up for wholly inappropriate products and when this was pointed out (as prior to this i worked as a compliance officer for an IFA) - I was reprimanded and told to keep my mouth shut.

 

Got an account with this company? - move it

Got a mortgage with them? - switch it

Got investments with them? - transfer them - to stop them claiming ongoing commission (yeah those friendly girls behind the counter get bonuses on what the advisors sell) and they get more bonus from certain products - shameful - not the behaviour of a 'mutual'

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