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hi im new to this and looking for a bit of advice. i have been with the yorkshire bank for sometime and they must have had a small fortune out of me in bank charges. i would be greatfull if some1 could help me get some of it bank.

 

thanks

 

marc

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Hiya Marc, You're in the right place to get your charges back! The first thing to do is read the FAQ's and have a read around the other posts, it'll give you an idea of what to expect for a start. There's also a very helpful step by step guide. It's a good idea to spend a few days doing this to take it all in. Once your ready to begin the fight give us a shout - we're all here to help!

 

Best of luck

 

PJ

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Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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Good advice from PJ there Marc. Let us know how you get on.

 

Oh and welcome and good luck by the way.:-)

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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thanks guys. have already been reading around. just finished reading your post pj just wondering how you were getting on. also has any1 ever made a successful claim from yorkshire bank??

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I'm just in the process of filling in my Allocation Questionnaire at the moment Marc. I don't know, myself, if anyone's been successful in their claim with YB on this site, but I don't think so as I haven't come across anything in the litigation concluded section. It does look like they're really making us fight our corner though! Don't worry though, it's a bit daunting [for me anyway ;)], but we'll get there!!

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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There may be no record on here of YB paying out yet (they probably have though), but their solicitors will be well aware of what is going on elsewhere. It looks like they are making it as long and drawn out as possible to get your money back, but I still don't think they are any more likely to actually defend the case than any other bank.

 

Just remember if they do they will have to disclose how their charges are worked out - chancing the possibility of opening the floodgates to thousands if not millions of claims. Seeing as YB charge a daily amount as well as the penalty they are even less likely to want to do this than any other bank!

 

If they do, well the admin on here will help prepare a case (being the superstars that they are) that will leave them crying into their money mountains. I've got a few choice questions about certain parts of my claim that will get their solicitor grasping for an answer.

 

Don't give up, keep going no matter what they say or how they try to fob you off, and remember we are all here to help.

Bank of Scotland: Claiming £699.47, SETTLED IN FULL at moneyclaim stage

Sisters NatWest - Claiming £1056 - SETTLED at AQ stage

Natwest CC - Claiming £804, SETTLED IN FULL at LBA stage

GF Natwest - claiming £749.33, moneyclaim filed - SETTLED IN FULL 04/08

MBNA: Claiming £150 - SETTLED IN FULL at LBA stage

HSBC: £1014 - SETTLED at LBA stage + pending charges removed

Sisters HSBC - £300 - SETTLED IN FULL at prelim stage

Yorkshire bank - claiming £496.68 - SETTLED IN FULL at court date stage.

Capital One - claiming £605.54 -SETTLED IN FULL

 

 

 

DON'T FORGET TO DONATE!

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Just to reassure everyone Yorkshire Bank where probably one of the first banks to actually suffer defeat I refer to the case of Laura Saunders v. Yorkshire Bank (2005)

Guardian Unlimited | The Guardian | Can Bob fix it? For Laura, he can

 

I have just submitted my Allocation Questionnaire and will be awaiting their demise

 

Just don't give up hope

 

Geoff

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Thanks for that Geoff. That is real encouragement for those of us that YB are trying to intimidate at the moment.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hi again thats for all the advice in the post!! just another quick question yb charge 8 pound a day for being over my overdraft am i able to claim that back aswell

 

 

thanks again

 

marc

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You claim for the £8 per day unauthorised o/d charges, the £20 [is it per month] in addition to that, any unautorised fees, unpaid cheque fees etc. Basically, any charges they've made to your account, which you haven't agreed as part of a service. Hope this helps

Advice & opinions given by pjdudley69 are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. Also visit legal seagulls for more friendly help and advice.

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