Jump to content



  • Tweets

  • Posts

    • Hello, yesterday Barclays Bank put my account under review suddenly just i received a message about that to wait 7 days . I ve been to local branch and they didn't tell me any information saying to me to wait 14 days . The problem is I think they will take longer than they said and I can't wait so much cause I need the money for my own company and to live life daily. This situation its caused me a sever anxiety, I dont know what to do . I can prove that I m a self employed . Can somebody tell me what should I do ?  Some contact numbers or email addresses where can I text about this problem? I m new on this platform and I dont know how to manage this . Thank you
    • Hello yesterday Barclays Bank blocked my account with a substantial amount and I didnt get any reason for this issue why they put my account under review. I m a self employed and all the money blocked are very important to me to open my own company .. Can I get some information about what should I do in this case.  I ve been to the local branch but they didn't give me any information just to wait 14 days and I can t do that .
    • harveys are not the creditor, so them stating you should continue to make payments and you will not receive your payments back is immaterial.   the administrators of harveys are not your target. creation finance are.     these issues should be directed toward creation under p'haps a section 75 claim ....as they are the creditor ...they are equally responsible for the actions or inactions of either harveys or bensons.   we can appreciate you have had the usual run around, we are not indicating you have lied, merely pointing to the fact that you innocently believed what you have been told to date.   go get your moneyback and get the finance agreement cancelled.   dx 
    • you've not moved so until or unless you get a letter of claim via royal mail you ignore them.   as for anything on your credit file it should fall off after 6yrs.   dx    
    • 1st. it is not illegal for you, as the home owner, to open letters addressed to 'others' not resident at your address.   2nd because you did or did not employ the above, ultimately, this has led to a court judgement being handed down. the bailiff company have employed, quite rightly,  the methods that are legally available to them to trace the defendant.   rightly or wrongly they have traced you.   you need to write to the bailiff company concerned briefly explaining the above stating you are not the said person. you also need to write to the judgement court the same. you also need to write to the relevant rail toc    never use the phone.   dx      
  • Our picks

Please note that this topic has not had any new posts for the last 3781 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I want to stress that this is only speculation on my part but MBNA

 

I understand mealy pointing out it is something i have thought about myself.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites
  • Replies 1.6k
  • Created
  • Last Reply

Top Posters In This Topic

Now the Witness Statements from Optima have been signed my Nageena Kauser.

 

I assume they where writen by here although i guess not even that can be confirmed.

 

This is the first page of one.

 

WitnessstatementPage1.jpg

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

Yes i have the costs schedule would you like me to post it up ?

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

just nipping to shop be back in 15

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

Not sure who this [name edited] is but it looks like she is not a qualified solicitor or a legal executive which is the other recognised qualification in English Law. This can be seen by clicking onto the directory for legal executives at

 

ILEX Fellows Directory

 

and then typing in the firm name - Optima in the search box.

 

You can do the same thing on the Law Society site The Law Society - Find a solicitor and this lists all the solicitors employed by Optima in Bradford.

 

Youll notice that there is an entry in the legal executive list for an [name edited] who I assume is the quality controller I spoke about earlier. Interestingly her specialism is in Conveyancing so quite how this qualifies her to do the quality control in complex matters of litigation which is a completely seperate discipline entirely is beyond me.

 

This is relevant for PF as Optima are obliged to ensure that all staff whether qualified or not are adequately supervised to ensure that they can do the job properly and one wonders whether or not having a conveyancer as a litigation quality controller is in any way adequate.

Edited by steven4064
Names of real people removed
Link to post
Share on other sites

PF

 

Ive been doing a bit more digging for you and had a quick chat with my friend on the inside at Optima.

 

She told me that whilst all of the action was going on on your case [name edited] was being managed and supervised by a chap called [name edited].

 

I am told that this character is a solicitor and if hed been doing his job properly he would have spotted immediately the numerous flaws in the three statements of [name edited].

 

He would have been the first port of call for quality control before [name edited].

 

So there is absolutely no excuse for the complete pigs ear they made of your case and if this is an example of the quality of work they carry out day in and day out then god help the legal profession and their clients.

 

I am told that [name edited] did not hang around long at Optima - he only took over the reins at the beginning of 2009 and recently left rather suddenly and now works at a firm in Manchester called Donns LLP. We dont know whether his leaving had anything to do with your case or what this says about life working for that firm but as far as I can gather this guy was supposed to be 'the face of the future" and so for him to have gone after such a short time is very queer. Draw your own conclusions.

 

She told me that this [name edited] character would not have got his hands on your case. Hes been banned from working on any litigation cases due to his constant cock ups and now works for Optimas professional negligence team. To quote my source "hes got a wealth of experience of causing professional negligence so its appropriate that hes now dealing with such cases".

 

The head honcho of the entire department is a chap called [name edited]. He is a solicitor and he will be the person with whom the buck stops.

 

Please put up the costs schedule they served on you for comment.

Edited by steven4064
Names of real people removed
Link to post
Share on other sites

I will get the cost docs scanned and uploaded here this evening as i cant get to pc right now PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

Posts that contain named individuals,and issues that cannot be substantiated as factual,have been removed.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

At poster's request I have reinstated the posts with the names removed

Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

Link to post
Share on other sites
  • 4 weeks later...

Enjoy the read Guz as its enlightening indeed

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

PF:

 

Sorry I havent been around for a while. Been a little indisposed unfortunately.

 

Just wondering whether youd made any progress with your complaints and contempt of court proceedings. Have they dug out the original of the letter you sent them asking for the adjournment yet. It should be stamped with the date it was received as evidence. If it shows it was received earlier than they said it was in the case summary youve got hard proof that they deliberately mislead the court.

 

If you need any help just give me a shout. Remember I have good and reliable sources of information.

Link to post
Share on other sites

can i s.a.r optima or use cpr to get info out of them ?

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

although i would imagine it would be hard to get anything that would put them in the dock after all they have shown professional misconduct already

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

but it still bugs me and keeps me awake at night the way they have handled this my poor dad would be turning in his grave

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites
but it still bugs me and keeps me awake at night the way they have handled this

 

You have to try and let go of those thoughts PF.

 

I know it's hard but the only person suffering here is yourself....not any MBNA/Optima employees.

 

Don't allow them to control your life in this manner.

 

There's an old saying which goes....Holding on to resentment is like drinking poison and expecting the other person to die...think about it!! ;)

 

Best wishes as always :)

  • Haha 1

If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing! ;)

 

Restons MBNA -v- WelshMam

 

MBNA Cards

 

CitiCard

M&S and More

Link to post
Share on other sites

Wise advice, Welshmam. Now if we can just make MBNA resent us and actually try drinking the poison to see if we will die:D;) Well, some of these creds are dumb enough.....

 

Personally, I like to follow the adage 'don't get mad, get even'.

Link to post
Share on other sites
Wise advice, Welshmam. Now if we can just make MBNA resent us and actually try drinking the poison to see if we will die:D;) Well, some of these creds are dumb enough.....

 

lol If only it were that simple UD!! :p

If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing! ;)

 

Restons MBNA -v- WelshMam

 

MBNA Cards

 

CitiCard

M&S and More

Link to post
Share on other sites

SARN them and do the same to MBNA and state in the SARN to MBNA that you require all material held about you on their behalf by Optima also.

 

Im told that Optima have a case management system where all post is scanned to their system on the day of receipt and it should be noted on the computer file history.

 

dont be fobbed off by them. They need to explain why the witness statements they produced had their witness name misspelt.

 

Get SRA involved. Get the media involved - Watchdog. Daily Mail. Private Eye etc. Private Eye Private Eye | Official Site would love to hear about it seeing as Optima are connected to Capita - or "Crapita" as Private Eye dubbed them..... crapita "private eye" - Google Search

 

If they had fun rhyming the name Capita just imagine the possibilities with Optima........

 

Seriously though this might be a good idea, to make hay while the sun shines, you can drive a coach and horses through any protests by Optima that they dealt with the case to the highest of professional standards and Optima can do nothing about it as you have truth on your side,

 

Go for it

Link to post
Share on other sites

Sorry just been reading though all this again.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

UPDATE

 

Hiya guys I have an update which could be very interesting on MBNA/OPTIMA part.

 

I have just recievd though the post a demand from optima legal for £20 which is over due and a standing order which they ask me to forward to my bank.

 

The standing order has optima legals bank details on so it seems clear that they paid off my mbna debt.

 

I have 7 days to pay the £20 should I pay this ? im wanting them to lift the stay so it goes back to court so I can then expose them.

 

Or should I pay this and then instruct my own solicitors to bring as case of professional negligence ?

 

As this is now of public importance I need to bring it to the attention of the media.

 

At what point should I do this and do you have any idea of who would be interested in a case of this magnitude.

 

Need to get my house in order fast on this now as i have 7 days before they will get stay lifted.

 

All comments welcome.

 

Regards

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

Any site team about that can advise as this could now be of benefit to many caggers on this site.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

They really are silly sols had they not forced this I would of let it all lye, but now as they want to continue being reckless Im going to fight them to the end im sure Capita PLC will be very interested in there goings on.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

bump anyone please

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

Link to post
Share on other sites

Just my opinion, PF, but I think you might be safer to pay this instalment until you know where you stand - if you want to force it back into court you can always withhold next month's payment;)

 

Better to be absolutely sure of your position before you head back into the fray.

  • Haha 1
Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...