Chris Vs Lloyds Tsb

[chris-b]

So is the next plan of action to take them to court?? how long do i have after the date of the last letter to issue them with the next step??

[Michael Browne]

14 days

[chris-b]

I am struggling to find the link to the link to the next step for the forms to fill out/copy, can anyone point me in the right direction?please.

[Michael Browne]

www.moneyclaim.gov.uk

 

Moneyclaim particulars of claim here:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-money-claim-line-mcol.html

[chris-b]

Thanks For That

[chris-b]

Hi,

I am in the process of filling out the N1 Claim form, Do i need to get a solicitor or just defend myself? And also what court do i send it to? Do i go to my local magistrates court? any help please i am a little bit stuck. thanks.

[Michael Browne]

Send or take 3 copies to your local County Court See here for address:

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/

[chris-b]

Thanks Micheal.

In the three copies i take/send to the local county court,Do i just send the N1 form or do i enclose the spreadsheets with the calculated interest?

[Michael Browne]

3 x N1 + 3 x spreadsheet/schedule of charges

[chris-b]

And is that it as far as contacting Lloyds? i take it the court takes it from here??

[Michael Browne]

Yes.

[chris-b]

Thanks a lot you have been a great help, lets hope it all goes in my favour so i can give the site a generous donation?

[chris-b]

Hi all,

Paid my £120 and took the paperwork to the county court this morning, am i right in thinking that the bank has 14 days to reply to me and the court date will be made in this time period aswell?

[Guest HUSBANDKHAN]

They have another 14 days from the date of acknowledgement.

[Guest HUSBANDKHAN]

if they acknowledge they then have 28 days correct me if i am wrong !!!!!

[bearo]

They have 14 days to aknowledge from when the papers are deemed served which is two days after the court issues them.....

[barracad]

hey aclknowledge the claim they have another 28 days.

 

No, they have an additional 14 days (28 total).

 

 

-------------------------------------------------------------------

[chris-b]

and after the 28 days what is usually the outcome? is this time period just to acknowledge the court date??

 

thanks for all the feedback.

[Guest HUSBANDKHAN]

this is so they can file a defence. can you click the scales on the top right hand if my advice has been worth it !!!!

[chris-b]

Hi,

Just recieved a letter from my county court saying that lloyds are going to defend all of the claim??

 

'The defendant responded to the claim indicating an intention to defend all of the claim.

The defendant has 28 days from the date of service of the claim form with particulars of claim,or of the particulars of claim, to file a defence.

The acknowledgement was filed by the solicitors acting for the defendant who have given the following name and address for service of documents.'

 

Does this mean i am going to court? if so i am snookered as i cannot afford to defend myself in court?

 

any ideas folks?

[BARTY]

Hi Chris

This is the standard response from LTSB, you will receive a copy of their defence and a Allocation Questionnaire to fill in soon.

Don't worry about going to Court, they have settled everytime before court, have a read of all the stories in the "Successes" forum

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=101

 

Good luck!

Barty

[chris-b]

Hi

Just had a good look at the lloyds tsb success stories,

They all sound to good to be true!

I am a bit concerned about what i need to answer in the AQ, i dont want to be caught out by any trick questions, is there anything that can catch you out?

also should i be sending any sort of communication to sechiari clark and mitchell,:ie: settlement? or is it early days and should i wait untill the 28 days are finished?

[BARTY]

Hi

There is a guide in one of the libraries for filling in you AQ, it's quite straightforward:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

I wouldn't bother contacting SCM just yet, in my claim I never contacted them at all, but I know others have, so it's entirely up to you.

Barty

[chris-b]

Hi there,

Well its been 14 days and not heard athing from anyone, is this normal do you think? or do they drag it out the full 28 days?

[jhenry]

Hi Chris

 

My 28th day was tomorrow, got home this evening to find Lloyds defence and Court AQ . Thru reading alot of other threads this is normal practice by the sc&m.

 

jhenry