Jump to content


Sozzals

Dutch Debt

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4061 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

...............

Edited by Sozzals

Share this post


Link to post
Share on other sites

Firstly, try not to worry too much about this.

 

The first step is not to talk to them on the phone; keep everything in writing.

 

They say they won't accept instalments - but have they said what they'll do if he didn't pay by 30 June? There is very little the Dutch bank can do. The very worst thing that can happen is a CCJ - and a court would only order affordable repayments.

 

The collection of consumer debt in the UK requires a Consumer Credit Licence issued by the Office of Fair Trading. You may need to remind the bank that whilst your partner is resident in NI, UK law applies.

 

I suspect this will get passed to a UK based DCA, which will, ironically, make it easier to deal with.

 

Mainland-based DCAs are usually ignorant of the NI Courts system, and the new Consumer Protection from Unfair Trading Regulations mean that many will trap themselves if they use their standard letters and threaten action that cannot be taken or miss out facts (for example, threatening bailiffs when there is no such thing in NI).

 

Wait and see what their next letter says, and then we can help you with a response.

  • Haha 1

Share this post


Link to post
Share on other sites

.........

Edited by Sozzals

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...