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Lowell Financial / Portfolio / whatever they're called..


NandJ
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hi

your wasting your time talking to them on the phone,even if they do agree something they can easily back out.

only write to them and send everything recorded,never sign with your own signature

S.C

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Rule number one in dealing with DCAs, OCs etc. NEVER SPEAK TO THEM ON THE PHONE, EVERYTHING IN WRITING ONLY!

 

The best advice I can give re: the removal of the default is to make it a condition of the F+F.

Edited by babybear39
forgot something

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

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i thought defaults came off after six years if this is the case when do they take the starting date from ?

S.C

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

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hi

if thats the case i`d be trying to find out when the default was registered

it could be worth hanging on i`d imagine if the debt is statute barred the default is gonna be quite old

S.C

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

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Sorry babybear, not sure what F+F means? According to my credit report the default was registered in Oct 2004 which gives it another two years to run. I'm tempted to reach a settlement with these clowns as having the default on my report as showing outstanding is causing havoc with my application for a loan which my partner and I are desperately trying to secure :mad: I just hope having it showed as 'settled' will make things a little bit easier..

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if your not careful they might take your settlement money and then pass the rest on to another lot of leeches for them to terrorise you some more.

you need to hang on for one of the more experienced members of the site to contact you its a minefield of deception that i have only got a slight grip of.

make sure your life will be easier with it marked as settled and find out how long its gonna take them to mark it as settled if it is.soz i cant be of more help

S.C

 

ps f+f could be full and final

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.c o.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim the Right as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

 

IF I`VE BEEN OF HELP PLEASE TICKLE MY SCALES :D

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F + F is full and final settlement. Make sure before you part with anything that you have it in writting.

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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