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Fredericksons - false demand for money


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BC has endless complaints against him. When will the law society act?

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Someone may well have had a word with one of the principals in the firm. When I last checked the Law Soc website no solicitors were based at the branch. Now there are two. Curiously one of them is found quoted on the CSA website and is noted as being an employee of Freds and not BC. Hmmm????

 

Also have you niscussions about Carters have been noticably absent in the past couple of weeks.

Edited by NailPost
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Even so they are still acting as if the law is something for others to follow - allegedly.

 

They are far from unique in this - allegedly ...

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Your address

Date

 

 

 

 

Dear Sir/Madam

 

 

 

Formal complaint against [Name of Debt Collection Agency here] for harassment

 

 

 

I am writing to complain under the above CPUT regulations. I am receiving persistent telephone calls from [DCA] in respect of a purported debt.

 

 

I have also received correspondence from them on the same matter.

 

 

 

I have written to the [DCA] and requested them to stop telephoning me as the calls are made at non-social hours and I am spoken to in a way which I find distressing and impolite. Despite this, the calls continue. I have logged the calls which I have received together with verbatim notes of the conversations which I have had. I enclose a copy of my log with this complaint. I am also enclosing a copy of the letter which I have sent to them asking them to stop telephoning me.

 

 

The situation has become so serious that I now avoid answering the telephone at all and this is interfering with my normal everyday life.

 

Although I agree that the [DCA] are entitled to take reasonable action to pursue a debt if they feel that there is an outstanding issue, I consider that the treatment to which I am currently being subjected is beyond what might be considered to be reasonable in the pursuit of a contractual obligation.

 

 

I notice that the [DCA] seem more prepared to carry out a campaign of harassment rather than to bring a legal action against me - which in my view would be the proper and reasonable course of conduct.

 

 

 

Clearly they are entitled to bring a legal action if they so wish.

 

 

 

I consider that [DCA] are operating an unfair commercial practice and it is for this reason that I am sending you this complaint.

 

 

 

 

I would be grateful if you would acknowledge this letter and let me know what procedures you now intend to follow and what your targets for action are.

 

 

 

 

Yours faithfully

 

 

 

 

 

sign the letter

 

 

I'm about to send this letter to the OFT regarding 2 DCAs and the repeated telephone harassment after sending 3 letters requesting that the harrassment stops.

 

Sparkles

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Well folks we got another letter today From Fredericksons :i quote

 

Dear Mrs Debtor

Despite a recent letter from our solicitors Bryan Cretin (Sic) & Co you have failed to discharge your debt with our client The Carphone Warehouse Ltd. We are prepared to offer you one final opportunity to pay before instructing our solicitors to issue a claim at

 

THE WRONG ADDRESS

 

At this late stage and as a guesture of goodwill we are prepared to accepy a full and final settlement on this account provided that you contact us on XXXXXXXZXXXX within 48 hours of receipt of this letter.

Fred Dicks son Int Ltd

 

 

Post office cannot confirm delivery of my registered letter at the moment but another letter i posted the same day arrived two days ago. Is this a trick because they know what the letter to Bryan Cretin contains ?

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They're clutching at straws now, poor dears :rolleyes:

"To love unconditionally is the greatest gift, laughter is a close second" .To give your time to help others after being helped here is the best way to show your appreciation to your fellow CAG members.

 

Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

If you do PM, make sure to include a link to your thread as I don't give out advice in private ;)

BB 13 - DCAs/banks and solicitors 0.

 

I get a fresh start to get on with learning to live with severe disabilities when they could have had something if they'd been understanding...

 

<--- If you feel I've helped, please twinkle my star :)

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Well folks been a new development, Had a phone call yesterday from the pond life asking for my wifes date of birth ETC, she refused and they put the phone down. Nothing else.

Recieved post today and a damaged/post office opened letter within our post, to the previous tennants of this house informing us/them that court bailifs are coming next thursday to take goods, Its is obviously the old tennants they are after (We bought from the landlord) how should i handle this ??? I would love to wind them up.

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Whatever you do don't let them in, get them to identify themselves and make a note of their names, description and if they have a vehicle the registration number. The police should be called - they may turn up within three days! To get them there quicker use the "lone female" line - that means they'll arrive within three hours.

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There's a good chance they won't believe you are not who they are looking for. You'll need to show them a utility bill with your name and address on it. You could post it through the letter box or ask them to wait in their car and you'll come to them and show them proof (lock the door behind you).

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