Jump to content


  • Tweets

  • Posts

    • Thanks very much Bank. I have topped and tailed my LOC and printed off a copy which I shall post tomorrow by First Class post at my local post office and also obtain a proof of postage. I'll also email them a copy. I've opened a MoneyClaim account, and shall now begin work on my draft Particulars of Claim which I shall post here for your thoughts. And I shan't be using the Moderation service.
    • Yes, it struck me this morning that I'd got it wrong    - no involvement of UKPPO in any previous Tesco thread    - there would have been an entrance sign to a Tesco car park    - CCTV isn't something associated with Tesco car parks. Presumably whoever runs the car park has put CCTV at the electric, and probably BB, areas, done absolutely nothing to stop abuse, and then rubs their hands in glee every time the CCTV catches a motorist out. You can pay £60 and this will go away. Or you can defy UKPPO and rely on their non-respect of POFA, consideration period, etc., should they be daft enough to do court later down the line.  We would support you all the way.
    • thats not the way to do it sorry. sorry so what is your problem? that vanquis paid the £560 or that they are now chasing it? how old is this debt? dx  
    • If you visited Qatar you could be detained at the border, if the debt has been notified.  If you are only in transit and do not seek to cross border into Qatar you might be ok, but you may want to seek formal advice about this.
    • Howdy, I had a short lived credit card with Vanquis that I did not need. I paid it off in full and called them and closed it with the person at the other end. 2 months later they started sending me messages about late payments, I called them and to find out that the card had not been closed in error and 6 weeks after it should have been closed they paid a google debit of £560. I hit the roof and made a formal complaint that took them well over a month to respond to. They agreed they were at fault, refunded all late payments fees and offered me £100 in compensation. However they said the debit amount stood as 'I had benefit from it' and I should get a refund from google. I hit the roof again but they have stuck to their guns. The debit from google is a genuine one but I wanted to dispute it with google so closed the card so they would have to engage with me. But surely that's neither here nor there surely? What is the next step? Ombudsman takes forever doesn't it?  thanks in advance
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Fredericksons - false demand for money


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5750 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Someone may well have had a word with one of the principals in the firm. When I last checked the Law Soc website no solicitors were based at the branch. Now there are two. Curiously one of them is found quoted on the CSA website and is noted as being an employee of Freds and not BC. Hmmm????

 

Also have you niscussions about Carters have been noticably absent in the past couple of weeks.

Edited by NailPost
Link to post
Share on other sites

Even so they are still acting as if the law is something for others to follow - allegedly.

 

They are far from unique in this - allegedly ...

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

Link to post
Share on other sites

Your address

Date

 

 

 

 

Dear Sir/Madam

 

 

 

Formal complaint against [Name of Debt Collection Agency here] for harassment

 

 

 

I am writing to complain under the above CPUT regulations. I am receiving persistent telephone calls from [DCA] in respect of a purported debt.

 

 

I have also received correspondence from them on the same matter.

 

 

 

I have written to the [DCA] and requested them to stop telephoning me as the calls are made at non-social hours and I am spoken to in a way which I find distressing and impolite. Despite this, the calls continue. I have logged the calls which I have received together with verbatim notes of the conversations which I have had. I enclose a copy of my log with this complaint. I am also enclosing a copy of the letter which I have sent to them asking them to stop telephoning me.

 

 

The situation has become so serious that I now avoid answering the telephone at all and this is interfering with my normal everyday life.

 

Although I agree that the [DCA] are entitled to take reasonable action to pursue a debt if they feel that there is an outstanding issue, I consider that the treatment to which I am currently being subjected is beyond what might be considered to be reasonable in the pursuit of a contractual obligation.

 

 

I notice that the [DCA] seem more prepared to carry out a campaign of harassment rather than to bring a legal action against me - which in my view would be the proper and reasonable course of conduct.

 

 

 

Clearly they are entitled to bring a legal action if they so wish.

 

 

 

I consider that [DCA] are operating an unfair commercial practice and it is for this reason that I am sending you this complaint.

 

 

 

 

I would be grateful if you would acknowledge this letter and let me know what procedures you now intend to follow and what your targets for action are.

 

 

 

 

Yours faithfully

 

 

 

 

 

sign the letter

 

 

I'm about to send this letter to the OFT regarding 2 DCAs and the repeated telephone harassment after sending 3 letters requesting that the harrassment stops.

 

Sparkles

Link to post
Share on other sites

Well folks we got another letter today From Fredericksons :i quote

 

Dear Mrs Debtor

Despite a recent letter from our solicitors Bryan Cretin (Sic) & Co you have failed to discharge your debt with our client The Carphone Warehouse Ltd. We are prepared to offer you one final opportunity to pay before instructing our solicitors to issue a claim at

 

THE WRONG ADDRESS

 

At this late stage and as a guesture of goodwill we are prepared to accepy a full and final settlement on this account provided that you contact us on XXXXXXXZXXXX within 48 hours of receipt of this letter.

Fred Dicks son Int Ltd

 

 

Post office cannot confirm delivery of my registered letter at the moment but another letter i posted the same day arrived two days ago. Is this a trick because they know what the letter to Bryan Cretin contains ?

Link to post
Share on other sites

Well folks been a new development, Had a phone call yesterday from the pond life asking for my wifes date of birth ETC, she refused and they put the phone down. Nothing else.

Recieved post today and a damaged/post office opened letter within our post, to the previous tennants of this house informing us/them that court bailifs are coming next thursday to take goods, Its is obviously the old tennants they are after (We bought from the landlord) how should i handle this ??? I would love to wind them up.

Link to post
Share on other sites

Whatever you do don't let them in, get them to identify themselves and make a note of their names, description and if they have a vehicle the registration number. The police should be called - they may turn up within three days! To get them there quicker use the "lone female" line - that means they'll arrive within three hours.

Link to post
Share on other sites

There's a good chance they won't believe you are not who they are looking for. You'll need to show them a utility bill with your name and address on it. You could post it through the letter box or ask them to wait in their car and you'll come to them and show them proof (lock the door behind you).

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...