Karen Vs GE money

[Karen22382]

Thankyou Bookworm, not sure how I missed that when searching. Can get this drafted and sent off as soon as now. Karen.

[Karen22382]

GE money cashed cheque yesterday. Sent Prelim registered post today. I will give them till Mon to recieve (checking progress of letter via internet in case it arrives tomoro) it then will count down the 14 days.

 

Am claiming for £318 in charges and just over £60 more in interest.

 

Will keep thread posted.

Edited July 25, 2008 by Karen22382
Spelling error which unintentionally became vulgar! Sorry.

[Bookworm]

Cheque for what? :-?

[Karen22382]

Original SAR. They only just cashed cheque for it. Karen.

[Bookworm]

Oh, ok... they're quick, lol.

[Karen22382]

Received letter today from Ge money.

 

"The fees you refer to in your letter have been applied to your accounts in accordance with our standard Terms and Conditions. They are a core part of the terms on which we provide credit and are highlighted in the summary box contained in our marketing material. This material is provided to prospective customers before they make an appplication for credit."

 

Lol, that does not make them faor or lawful tho does it ;p

 

They also claim

 

"Due to the amount of the administrative costs GE money incurs upon customer defaults, our view remains that we are entitled to charge these fees (which is not inconsistent with the view of the OFT.)"

 

Its the general fob off letter but with a gesture of goodwill of all of £18!!! Not quite the £318 + interest I am requesting. They are also refusing interest.

 

Do I wait till the LBA or go straight in with a 'thankyou for offer but will accept only as part payment of full balance letter?'

 

Cheers, Karen.

[Bookworm]

Go for it.

[nevos]

Hi all, subscribing..about to go for GE on mortgage charges.

[Karen22382]

Hey Nevos, thanks for subscribing. GE have been reasonably quick so far, am gonna send 'acceptance of offer but with intention to go for rest' today.

 

I see your also from North Yorkshire.

[Karen22382]

'Acceptance with understanding that going for rest' letter sent today. Recorded Delivery. They stil l have until the tenth then LBA will be sent.

[blodyn tatws]

Hello!!

 

Im new to the forum but are interested in what you are doing. I have sent a SAR letter to GE for charges made to my Dorothy Perkins Account, I think it may be as much as £500!!!

[maroondevo52]

Hello and Welcome, blodyn tatws.

 

Start your own thread in the Forum 'linked' below.

 

http://www.consumeractiongroup.co.uk/forum/store-cards/

 

Regards.

 

Scott.

[jake44]

I have two accounts for GE Money and I am thinking on taking it to court ??? Are they OK to deal with ... ie do they pay out without a fight !!!!

[Karen22382]

Hello, have returned from the Lakes and found a letter from GE money saying they are sorry that I am unhappy with the refund they offered (£13, an extra £5 was already mine as I was in credit so they claim £18 ). Again they refuse extra money and state "full and final settlement and no further adjustments will be made."

 

So I'll be sending off the LBA as soon as.

Edited August 17, 2008 by Karen22382
Unintentional Smiley

[Karen22382]

Does anyone know whether they will defend in court or what they will say to the LBA?

 

Karen