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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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Hadituptohere
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Hadituptohere

Hadituptohere

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Thank you EROS

 

your advise is greatly appreciated, Im fully aware of the Subject Access Request under the Data Protection Act you refer to, would it be benificial to both Esure and Cunningham Lindsay?

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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simon says

simon says

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Posted

Hi..

If you mean issuing both companies a section 7.1 dpa then for £20 it could be worth it.

 

Also thinking about the second letters to issue.. google who are the CEO's of the companies are and write to them directly, requesting that the complaint/review is done by the CEO. Dont use previous names... go to the top dogs

 

certainly sounds like you have grounds to question their initial handling

 

enjoy

EROS:cool:

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Hadituptohere

Hadituptohere

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Can I also add that the adjuster that visited no longer works for Cunningham Lindsay and it seems my case was his last???? he informed me that they would pay and the paperwork shows it was only after a discussion with esure that they changed their minds and desision.

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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simon says

simon says

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Hmmmm they dont make it easy for you, do they... even if the adjuster has since left the company i think your strongest route is that the adjusters (being the prefered company of the Insurers) have engaged liability on a deligated authority? this is what you are looking for on the dpa release... who were they acting for and who said 'yes' you are covered... does that make sense?

EROS

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Hadituptohere

Hadituptohere

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Yes thanks EROS

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hadituptohere

Hadituptohere

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EROS I already have the preliminary report upto the final report in my possession as I requested a copy from Esure

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hadituptohere

Hadituptohere

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Here are the reports from the adjuster:

 

cunninghamreport1a.jpg

 

cunninghamreport1b.jpg

 

cunninghamreport1c.jpg

 

cunninghamreport2a.jpg

 

cunninghamreport2b.jpg

 

cunningham3a.jpg

 

cunningham3b.jpg

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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Hadituptohere

Hadituptohere

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At NO time was this offer accepted by either myself or my so called representative it was always in dispute and any monies taken was as an interim payment pending dispute

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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simon says

simon says

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Posted

Hi Hadituptohere, only two things that spring to mind from this is that the adjusters have not considered the contents section and then PP cover on your policy. Some adjusting firms will not look to offer cover for both sections and it maybe worth a phone call to the Insurers to confirm if there is a policy limit/condition to the pp cover of items in the shed/garage + are they happy to accept the fishing equipment as PP items.. refer to defination of a PP item (something to be worn or carried outside the grounds of the home). Heavily but politely point out that you have paid for the additional cover and this is not just on a standard cover policy..

On terms of accepting the liability figure of £2000, then this will be evidenced in a DPA request or try requesting on the phone 'at what time it was accpeted and by whom'. did the cheque come with noting 'full and final settlement or as interim payement ??

EROS

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Hadituptohere

Hadituptohere

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The cheque definatley came as an interim payment as I have that in writing from Esure, thanks again EROS

 

hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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