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Penny v G.E. Money ***WON***


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  • 2 weeks later...
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I have had a long think about what to do about this and I have decided to send a letter to G E Money asking them to refund the charges and if they won't I will contact the court and ask them to lift the stay, that is if it can be lifted.


The only problem is what to write, I am not very good at letter writing. Has anyone got any ideas what to put? I will try to come up with something myself but I would be very grateful if anyone has any suggestions.

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  • 5 weeks later...

Hi, I would still really like some advice on this claim before I go any further. I dont know whether to start the claim again or tell them to pay up or I'll contact the court to reopen the claim, I am not even sure if I can do that, so please if anyone has any advice at all I would be really grateful, I just dont know what to do at all.

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  • 1 year later...

After over a year of not doing anything with this claim I have finally decided to go after it again. I read a couple of threads where people successfully claimed charges plus 8% interest off store cards now run by santander (it was G E Money when I started my original claim).


I have sent a letter asking for all charges back plus 8% interest and am waiting for a reply. Does anyone know what my chances will be after already trying to claim before? I went for more interest last time so this claim is for less but the card is almost paid off now so anything will be a bonus. Also some of the charges are now over six years so will I get them or will they offer everything within six years?

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  • 2 weeks later...

I have finally had a positive outcome from santander on this claim :)


I received a letter last week offering charges in the last six years plus 8% interest which is less than I was asking for but am going to accept because this has been going on for years. The card only had a very small balance on it so they are going to send me the balance by cheque within 2 weeks, which I am still waiting for. Hopefully it will get here this week.


Thanks for all your advice, it's took a while but I eventually got there. I'm going to go after Argos storecard charges next and will start a new thread when I get that one started.

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Well done Penny, especially for sticking in there and not giving up!


I'm just about to start going after NW credit card



Using CAG Toolbar will generate much needed income - Download Here


Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008


Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.


Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.


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  • 1 month later...

Finally received cheque on wednesday :)

Thanks for all your help, onwards and upwards with my next claim now.

Still waiting for a reply to my SAR from my argos store card, even though the 40 days are up now.

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