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What happens to credit record after defaults were issued more than six years ago

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I spoke to the Ombudsman - and they have sent Barclaycard a letter on my behalf asking them to remove any information longer than 6 years from my account.

Hopefully this works - but the FO did say this is no guarantee as this might fall outside the general record keeping rules as it was a paid off account and they may be within their rights to hold this information - actually they didn't really know for sure!!!


Halifax - £428.43 - successful claim

Halifax PPI - £380 - successful claim

NatWest - £2853 - Successful Claim

Barclaycard - £663 - Successful Claim

Barclaycard PPI - £360 - Successful Claim



Lastminute.com - £190 - Successful Claim

Benson For Beds - £49 - Successful Claim

Santander - £420 - Successful claim to have iMac repaired under Section 75 Consumer Credit Act (Retailer went bust)

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