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cca returned by debt managers


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HI all sent the cca request form to debt managers regarding mine and my husbands account. We owe £1600 approx which is the overdraft they called in. They have sent back the signed agreement signed by myself only this was signed when i opened the account i did not have an overdraft then. What do i do next as they are now asking when i am going to repay the debt.

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Quite right. No agreement is required for an overdraft.

Please note: I give advice, in good faith, based on my reading and experience. Please satisfy yourself, that any advice given is accurate in content before acting upon it.

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hi all got the list of charges and there are about £4000 of them so really i owe them nothing have told them this but they keep asking.


So if you have not started the official process of claiming back these charges I would do so now.


Debt Managers will continue to hound you until you start to fight back.



Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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so they actually owe you £2400? bonus!!!

post office WON 12/11/06


abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON


2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08


alliance and Leicester.WON

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