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    • The two companies are lowell and cabot.   I'll get the information and come back with it.   I did do quite a bit of 'Google' research before coming on here. There's a lot of confusing information out there they seem to tell you half the story.   Just so I'm clear. Bailiffs in my situation, if authorised by a court. Can enter the property through an unlocked door and seizure goods? Or can they not do that with a consumer credit ccj? Or point me in the right direction so I can read up on it.   Thank you for your help. It's good to finally speak to somebody who tells you how it is.
    • I've just acknowledged the claim and im reading up on how to do the cca and cpr requests now.   Thanks for all your help         Edit:   I was jus reading the cpr 13 template and it says i am requesting: " (template removed - dx)
    • Hi dx   Post 23 letter has been hidden as has a name in it. I did read the thread and in post 7 saw mention of 'must complain within 3 years of being aware it was mis-sold' if this is what you are referring to? Also my policy is live currently.   I think you know this, but it seems the RBS/Halifax agent doesnt know, that 'I became aware it was mis-sold just before I raised my claim (2019) having read a media article'  as I dont think the PPi team showed them the original claim form maybe, who knows.   Expanding, sorry I missed the word PPi after 'loan' in my post you quoted and highlighted. To be clear, the life protector was not for a loan, but a mortgage, and that mortgage did have a mis-sold PPi on it which they have admitted and refunded.   If it helps, I have several mortgage offers here from 1999 and they say 'Minimum life cover to be assigned to the bank'    The odd thing here is, I started the mortgage and PPi in 1999 but it was 2003 this life assurance started. I do categorically recall being told it was something I had to have though.   Many thanks   E 
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    • I've just acknowledged the claim and im reading up on how to do the cca and cpr requests now.   Thanks for all your help  
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Lowell - Anyone See The Feature On The One Show


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I saw it, Dom Littlewood was sat on the guys settee going through the letters he has received, you could see the letter heads of Lowell, Red Debt and Hamptons Legal (all the same company of course).

 

The debt did not even belong to the guy, I'm not surprised at that.

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Goddammit, I missed it. My favourite company too........

 

Mine too! :cool:

 

do they have that on the BBC website to view online, I wonder?

 

Do they, do they?! :grin:

Woozel 1 - DCA 0

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Here is a link to yesterdays 'The One Show' (16/06/08)...

BBC iPlayer - The One Show

 

I know it's NOT the one peeps want, but U might be able to view tonights episode...tomorrow??...:?

 

 

...:)

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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i can't believe that they were not on the OFT list of companies with warnings against them ! makes you wonder just how bad they have to get, it beggars belief ! they seem to break every rule in the book ,that's if they had one in the first place

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Brilliant. Would have been better if they'd mentioned CAG of course, but maybe some of those people who are worrying about DCAs will realise tha DCAs don't have the rights they think they have.

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Posted my comment :D

PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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i can't believe that they were not on the OFT list of companies with warnings against them ! makes you wonder just how bad they have to get, it beggars belief ! they seem to break every rule in the book ,that's if they had one in the first place

 

Ditto, I nearly choked.

 

It's high time we got something on prime time TV about DCA's. I liked the bit at the end about their bark being worse than their bite. I doubt they liked that. We just need some insider filming to be shown to the nation now. That would really make my day. How about seeing some nice DCA trainee being brought up to speed on company ethics? :-0

Edited by renegotiation

What sort of world do you want your kids to grow up in?

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I really think the Beeb should devote a whole programme to debt collectors and their sharp prctices. I have to say that I am amazed the Clownells are not part of the 13 warned by the OFT

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I really think the Beeb should devote a whole programme to debt collectors and their sharp prctices. I have to say that I am amazed the Clownells are not part of the 13 warned by the OFT

 

I agree but dear ole Dom needs to be made aware of the CCA requests and SAR so they can really empower people to sort these things out!

Egg/CapQuest 2 - CCA sent 12/04/07 ****RESULT****

Barclays Bank/Lowell 1 - CCA sent 12/04/07 ****RESULT****

 

Halifax/CapQuest 1 - CCA sent 12/04/07 SD issued ****WON with COSTS****

 

Barclaycard/Cabot - CCA Sent 12/04/07 Unenforcable Application Form

Smile/Lowell 2 - CCA sent 12/04/07 Unenforcable Application Form

NatWest/Fredrickson International - CCA sent 12/04/07 No Reply

 

Halifax/1st Credit - CCA sent 17/04/07 No CA but Threats from 1st Credit & Connaught! - Still Nothing but still chasing!

 

Student Loans Company/CapQuest 3 - CCA sent 11/06/08 - No Reply.

Lowell 3 - Ignored them went over their heads to Capital One

 

Halifax - S.A.R - sent 17/04/07 Completely incomplete!

Halifax 2 - S.A.R - sent 11/06/08 - Scant Info

Capital One - S.A.R - sent 11/06/08 - Scant Info

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Well Red have started on me again for a disputed debt - now what did National TV say? Once a debt is disputed they can't collect it!

 

Someone get them some new batteries for their hearing aids!

Egg/CapQuest 2 - CCA sent 12/04/07 ****RESULT****

Barclays Bank/Lowell 1 - CCA sent 12/04/07 ****RESULT****

 

Halifax/CapQuest 1 - CCA sent 12/04/07 SD issued ****WON with COSTS****

 

Barclaycard/Cabot - CCA Sent 12/04/07 Unenforcable Application Form

Smile/Lowell 2 - CCA sent 12/04/07 Unenforcable Application Form

NatWest/Fredrickson International - CCA sent 12/04/07 No Reply

 

Halifax/1st Credit - CCA sent 17/04/07 No CA but Threats from 1st Credit & Connaught! - Still Nothing but still chasing!

 

Student Loans Company/CapQuest 3 - CCA sent 11/06/08 - No Reply.

Lowell 3 - Ignored them went over their heads to Capital One

 

Halifax - S.A.R - sent 17/04/07 Completely incomplete!

Halifax 2 - S.A.R - sent 11/06/08 - Scant Info

Capital One - S.A.R - sent 11/06/08 - Scant Info

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Dear Red

 

I am sure you are aware that your company recently featured on the BBC programme 'The One Show'. Unless you fancy a further appearance I would suggest you study the OFT Guidelines on the collection of DISPUTED debt.

 

yours etc

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Pmsl! :p

Egg/CapQuest 2 - CCA sent 12/04/07 ****RESULT****

Barclays Bank/Lowell 1 - CCA sent 12/04/07 ****RESULT****

 

Halifax/CapQuest 1 - CCA sent 12/04/07 SD issued ****WON with COSTS****

 

Barclaycard/Cabot - CCA Sent 12/04/07 Unenforcable Application Form

Smile/Lowell 2 - CCA sent 12/04/07 Unenforcable Application Form

NatWest/Fredrickson International - CCA sent 12/04/07 No Reply

 

Halifax/1st Credit - CCA sent 17/04/07 No CA but Threats from 1st Credit & Connaught! - Still Nothing but still chasing!

 

Student Loans Company/CapQuest 3 - CCA sent 11/06/08 - No Reply.

Lowell 3 - Ignored them went over their heads to Capital One

 

Halifax - S.A.R - sent 17/04/07 Completely incomplete!

Halifax 2 - S.A.R - sent 11/06/08 - Scant Info

Capital One - S.A.R - sent 11/06/08 - Scant Info

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great one ! ODC, I wonder who the the wicked 13 are ? i could think of one or two from what i've read on the cag, Dom & co should take a look on the cag i think there would be enough content for a programme exposing these nasty low lifes

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Just posted my comments on their site suggesting a whole programme is needed to highlight the problems and to award ODC a knighthood !

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