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Natwest Business account - help


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I put in a claim for my Natwest Business account, now the problem am facing is my account was in a sole traders name, we had have a Ltd company but that disssolved about july 07 and we were still trading until dec 07 as sole traders. My account was running as sole trader, now Cobbetts who are acting solicitors on behalf of Natwest are contacting me to withdraw my case as they have found out from Companies house that my ltd company had dissolved and they said i cant proceed with the claim as its against the law?

But my account is sole trader not ltd so do i still have to withdraw it?

Please let me know asap.

 

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Hi DKNY,

 

I assume you have reclaimed charges just for the sole trader bank a/c and you have NOT included any charges made to the Ltd Co's a/c.

 

If there is no overlap, I can't see why your claim should not proceed. Subject, of course, to the ongoing discussions about business charges and the OFT ruling.

 

Any reclaim in respect of the Ltd Co would have to be done seperately by a Director or authorised person, eg Co Secretary. If the Co has just ceased trading, it should be possible. If the Co has been wound up or gone into Lquidation, then it may not be possible or worthwhile.

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