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CapQuest/HBoS Statutary Demand


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Huge congratulations from me too :D

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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Thank you all very much. It was very scary but it is just as everyone tells you. A very quick process.

 

There are many reasons a judge can set aside an SD but I think "because the other side didn't turn up" showed how much distain judges have for the whole SD for small debts debarcle.

 

So if DCA's want to take anything from this, it's that the judges have no sympathy for your SD's. Abuse of process. :p

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Hi Vamp,

 

Great result and congratulations to you and to those who helped.

 

:D

We could do with some help from you

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Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

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Well done and its been very helpful in those of us starting this legal journey

 

fab help from the usual crowd as ever

 

i do hope i in turn learn enough to help others in the future

 

have a good weekend all ciao for now laters MAZ

Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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Van

 

Dont forget to send a comlaint to your MP.

Try and mention Gareth Thomas MP in your email (he looks after t/s etc)

The more people the better!!!

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  • 2 weeks later...

Re the court action over the Statutary Demand - I have today received my cheque from the defendant for over £100 in costs and the SD was set aside.

 

For all you people just in the process of dealing with this - take heart there is light at the end of the tunnel.

 

However, I am now fully expectant that very shortly they will issue a claim for a CCJ, so I'll be no doubt back to harrass everyone and start panicking shortly!

 

Thank you to all at CAG who have helped me thus far! When the cheque is cashed I will send another donation.

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  • 3 years later...

Hi

 

 

Capquest have gone a little quiet now so think it is about time you reported them to the OFT if you haven’t done so already.

 

 

Please bear in mind that the template letter on the first page of this thread:

http://www.consumeractiongroup.c o.uk...=1#post3422496

 

may not be suitable for all and you will have to adapt it to your own circumstances I.E

You applied to get it set asidelink3.gif and CQ didn't turn up

You applied and CQ agreed to discontinue

You ignored and CQ did nothing

 

 

Today the OFT set out some new guidance and sending SD's as a debt collectionlink3.gif tool is now frowned upon.

If you want to read it, here's the link

 

http://www.oft.gov.uk/shared_oft/con.../OFT664Rev.pdf

 

You can complain by email and the OFT will email you back a form to sign and post back to them for them to be able to add your complaint to their list.

 

 

http://www.oft.gov.uk/contactus;jses...1D83BF00 04F6EA

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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