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    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer and that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim and don't add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the members of suggested above – it should be the final version. court, that I would respectfully requestup but I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi,

 

Im in the process of purchasing a leasehold flat for £125,000. The lease currently has 63 years remaining and the landlord is asking for £17,000 to renew the lease.

 

My bank has said that 63 years isn't a problem regarding getting my mortgage however i realise that when i come to sell the property in 5-10 years time it may be a problem for the person buying the propery.

 

I was just wondering whether anybody could answer the following qustions:

 

1. Is £17,000 a reasonable amount?

2. Is the £17,000 a fixed non-negoitable fee or is it similar to commercial rents where the tennant and landlord try to reach an agreement and if they can't it is settled in court?

3. Would the price to renew the lease go up every year i let the lease run down? For example if i decided to renew the lease in 3 years would the fee be greater than if i did it now.

4. And finally could somebody explain the '80 year marriage value threshold'?

 

 

Thanks

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1) Yes

2) No - you can go to leasehold tribunal if you wish.

3) Yes

4) The laymans view is that it is basically a figure below which the price of renewal increases dramatically - to be honest, I cant remember why!!! Will find out.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Thanks for the help.

 

Not sure whether you can give a rough answer to this;

 

What would have the price been to renew the lease had it fallen within the 80 year threshold (as i said a rough guide would be great) based on a value of £150,000 and ground rent of £25 per year. And if possible what would the procedure be to calculate the renewal price with 80+ years lease remaining?

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What is the ground rent currently, and proposed new ground rent?

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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OK peppercorn rent then.

 

Give me 5 minutes :)

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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OK, fairly accurate calculated 90 year extension costs:

 

Current(63 years) - £10,623

From 79 year position(marriage value included) - £3370

From 80 year position(marriage value not included) - £785

 

Hope that helps!

 

Just realised, that means the £17k isnt all that reasonable...

Edited by MrShed

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Thanks. Just one thing though, is that to extend it to 90 years or extend it a further 90 years (90 + 63)?

 

I guess the freeholder is in a good position as he knows i can't apply for a renewal until 2 years down the line.

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Thats for a 90 year extension to the EXISTING term (90+63).

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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No worries :) good luck with it.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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  • 2 months later...

MrShed,

 

I have just read your very detailed reply to Baz87s question and wondered if you could help me.

 

Flat in question has 71 Yrs of a 99 yr lease to run and reading in your reply that the shorter the lease the dearer the price, now would be the time to act.

 

How does one go about it? I have searched the internet and seen many articles all claiming to be experts in the field, but how do you tell?

 

Would the solicitor that I used to purchase the flat be qualified to act in this type of matter or does it require a specialist?

 

If so where do I look and what sort of charges am I looking at?

 

Finally, what sort of price would I be looking at to renew assuming a value of £120,00.00?

 

Many Thanks in Anticipation.

 

Old Grumpy

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Hi OG,

 

Before answering - can I ask that you create a new thread to ask this? Include:

- Market value of your property

- EXACT lease left (i.e. full years and months)

- Yearly ground rent

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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