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voqu v hsbc


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After reading everything i could i have just sent my prelim letter off recorded delivery for 6 years worth of charges. I hope it will go through....

prelim sent 8/07/06 for 2300.00

lba sent 24/07/06

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should be fine, which address did you use?

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

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Unsure about what to claim, or confused about overdraft interest? Charges explanation

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i think i made a slight a mistake as i added the interest which they charged me at the end of the month when i was overdrawn. will this be problem?

prelim sent 8/07/06 for 2300.00

lba sent 24/07/06

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it wont be a problem, when you come round to sending your LBA, just ammend it to reflect the reduced amount you will now be claiming

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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Probably not, I have read several threads where poeple have claimed all of their interest back.. I claimed about 2/3rds (didn't want to be too cheeky) At the end of the day, if you had not had any of the charges, your account would probably be in credit and you wouldn't have been charged this interest. Just stick to your figures! good luck

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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Ok i'll stick to the amount i have sent cheers for the support and advice

prelim sent 8/07/06 for 2300.00

lba sent 24/07/06

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  • 2 weeks later...

i have sent my prelim to my local branch by recorded delivery. Which i have proof that they have received it, yet i still have not had a response from them. They have just got 3 days remaining should i just hit them at the head office with an lba if they have not responded in the allotted time?

prelim sent 8/07/06 for 2300.00

lba sent 24/07/06

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Most advice on here says to keep with your timetable, less stalling time! just carry on!

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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ok i've heard nothing from them so i've sent my lba which they have received today. I hope they try to deny they have received it.

prelim sent 8/07/06 for 2300.00

lba sent 24/07/06

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