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CCA hasnt arrived


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The DCA are in default now, and are unable to request payment or continue with any recovery methods, a further 30 days and they'll commit an offence if still not provided.

Thanks

- Hobbie

 

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Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

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from what I understand they need to produce a CCA that will stand up in court- without it, a judge will throw out the debt. What constitutes a vaild agreement can be found here-is my agreement enforceable So whilst they can still produce it, until they do they can't hassle you for payment or threaten legal action as they don't have a leg to stand on.

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