Jump to content


photoman

Post OFT case: Strategies for Business claims (discussion thread)

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3691 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I have stayed business claim should i apply to have stay lifted or wait ? Regards Gaz

Share this post


Link to post
Share on other sites

YOU CANT PUT YOUR FINGER ON IT!

 

There is a good reason why banks such as NatWest are falling over to settle Business claims whilst Lloyds solicitors have withdrawn offers based on decissions pending within the test case.

 

WANT TO KNOW WHAT IT IS ?

 

Me too

 

any Ideas?


'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'

Thomas Jefferson 1802

Share this post


Link to post
Share on other sites

Just a psot to keep up to date on this. Thanks guys

Share this post


Link to post
Share on other sites
I have stayed business claim should i apply to have stay lifted or wait ? Regards Gaz

 

Which bank is it Gaz,how much is the claim worth,and what dates are you claiming from -to ?


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Share this post


Link to post
Share on other sites
YOU CANT PUT YOUR FINGER ON IT!

 

There is a good reason why banks such as NatWest are falling over to settle Business claims whilst Lloyds solicitors have withdrawn offers based on decissions pending within the test case.

 

WANT TO KNOW WHAT IT IS ?

 

Me too

 

any Ideas?

 

Sprouty-can you link to the the claims that NW have settled recently ?


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Share this post


Link to post
Share on other sites
Which bank is it Gaz,how much is the claim worth,and what dates are you claiming from -to ?

 

Well Martin 2 banks in fact all under 5000 nasty westy and Lloyds as for dates lloyds is last 3 years nasty westy is pre 6 years ie Limitation Act 1980 s32 claim regards Gaz

Share this post


Link to post
Share on other sites

Come on people. give us a clue, is it worth claiming or not?


OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

Share this post


Link to post
Share on other sites

aa


09/07/09 :)Business Studies BA(Hons) 2:1:)

 

eCar Insurance overpayment - £325

Settled in full - 15/09/08

NatWest Student A/C bank charges - £260

Settled under hardship scheme - 08/06/09

Natwest Business A/C bank charges - £60

Settled in full as GOGW - 20/04/09

Santander Consumer Finance late payment fees - £60

Part settled for £48 - 01/03/08

Peugeot Finance late payment fees - £50

Settled in full before county court hearing - 01/09/09

Peugeot Finance overpayment of £247

Settled in full - 01/12/08

Valley Leisure - complaint about collections agent

£160 part refund of gym membership in compensation - 01/02/09

HFC Bank - complaint about payment deducted from my account on wrong date

GOGW £10 - 01/05/09

Share this post


Link to post
Share on other sites

I would like to know if there have been any developments with your concept as i'm just about to go under if I cant get bos to repay my business pc's

Share this post


Link to post
Share on other sites

kopper

 

we are working on a new approach but it is not 'ready to go' yet. We want to pilate it with a couple of banks to see their reaction (hopefully their reaction will be to pay up immediateley, but we can't bank on that).

 

It is based on an area of law we have not used before and, although we are quite sure we can bvuild a water-tight case, there are some potential risks.

 

Watch this space though (although I realise it doesn't help you a lot - sorry)


Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

Share this post


Link to post
Share on other sites

Cant wait any longer just sending out this weekend a LBA arguing Breach of Contract

Share this post


Link to post
Share on other sites

Just thinking out loud but,,,,,,, If I asked my ex business acc bank for the agreement (how?) and they failed to supply it, or it was unenforcable, could I then claim all the penalties back because they had no valid agreement which would allow them to levy said penalties? thereby getting around the common law problem?

Or is that just wishful thinking?

Share this post


Link to post
Share on other sites

 

So...

 

If their not penalties for a breach of contract...

And, their not charges for a service....

 

Then that only leaves the option that they must be Liquidated Damages.

 

In which case by such laws, they must not exceed the actual cost or remuneration involved in dealing with such. Which we all contend that they do, and the Banks continued lack of disclosure only adds weight to the likelihood that this is the case.

 

I believe the judge backs up this contention when he then says:

 

"I am unable to accept that either the paid item charges, and guaranteed paid item charges, or the overdraft excess charges, are the price or remuneration, or even a part of the price or remuneration, that the customer pays," he added.PM

 

Has any further thought been given to this? The liquidated damages argument is very attractive to me as I have been charged over £5k for a mistake made on a non trading ltd company HSBC acct.

 

I think they would have a hard time suggesting that being od from one £25 charge cost them that much.

Share this post


Link to post
Share on other sites

As you can see-no further replies for 6 months.

Try reading the latest postings in the other business threads-in particular Photomans stickie.

 

http://www.consumeractiongroup.co.uk/forum/business-claims-bank-charges/68191-claiming-business-account-lets.html


Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Share this post


Link to post
Share on other sites

There are several threads like this that perhaps we ought to close and use PMs thread as the business introduction thread


Steven

 

Using CAG Toolbar will generate much needed income - Download Here

 

Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

My Wins

 GE Money Won unconditionally May 2007

NatWest Won unconditionally August 2007

Brighthouse Won unconditionally August 2007

Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)

Clydesdale Financial Services (now BPF) Won unconditionally February 2008

 

Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

 

Please note, I will not give advice by PM. Please send a link to your thread and I will do my best to answer there.

 

Share this post


Link to post
Share on other sites
style="text-align:center;"> Please note that this topic has not had any new posts for the last 3691 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
Guest
This topic is now closed to further replies.

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...