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HSBC - Correcting credit information


maangov
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Hi,

 

I have recovered my charges from HSBC however the information passed to the credit reference agancies is still incorrect. Basically i was late on payments from my current account to a managed loan for 3 months. Each month the payments were made, but just a few days late.

 

My credit record shows this as being 3 months in arrears, which i believe to be wrong. It should simply reflect 3 late payments. Do you think this is worth chasing? ( i believe three 1's on my card is better than a 1, a 2 and a 3).

 

Does anyone know of any sample letters to query? The credit agency tells me HSBC say its correct, but i wont proof!

 

Mike

__________________

HSBC A/C - WON! - £1,575 Charges, Stat Interest and default removed before court!

HSBC CC - WON! - £1,025 Charges, and Stat Interest refunded

ARGOS - WON! - £250 Charges & Contractual Interest

CREATION WON! - £180 Charges & Contractual Interest

BARCLAYCARD- Court Date Set - 09/10/2007

EGG - SAR Sent 22/12/06, ID Sent 05/01/07. No progress yet.

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