Jump to content


  • Tweets

  • Posts

    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

***Warning*** Combined Parking Solutions/CPS Lurking ***Warning***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5826 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Your post here is bizarre. Where in the piece you have quoted from me have I attacked you? I have merely given my opinion of perky's behaviour. For some reason (which it is all to easy to guess) you seem to think this is getting at you. Clearly you view an unfavourable opinion of perky/CPS as an attack on you. In my opinion it does not take a genius to work out why.

Link to post
Share on other sites

  • Replies 91
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Apparently he is registered under his own name, as confirmed by his "Scottish" spokesman.

 

this one .. I not anyone spokesman, your childish comment earlier also seemed to be directed my way "it appears they can also change nationality"

 

Geronimoman please refrain from hurling accusations around even if they are thinly disguised as general comments.

Link to post
Share on other sites

Mark,

 

From how I understand the comments posted by Geronimoman, it was not directed at anyone, and I don't think anyone is either in fact disputing that fact if you are Scottish or not.

 

However it does appear to me and no doubt several others on this forum, that you question almost everything people post in relation to one particular PPC, and also appear to defend one particular PPC.

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

Link to post
Share on other sites

In reply to lamma's post, the premises in King Street is Madame Clarke's Coffee House. Their website ( Cafe, Coffee Bar & Sandwich Shop - Madame Clarke's, Wolverhampton ) shows Michael Perkins to be one of the owners.

 

There is a CPS car park to the rear of the premises in Wheeler's Fold, off Princess Street.

 

I live in Wolverhampton and I will try to locate other CPS car parks.

 

Regards,

 

drw53

Edited by drw53
spelling
Link to post
Share on other sites

I also suspect the posts by member carly earlier in week were result of cps ticket ... So there's one

 

If the stethomas user updates then there's 2

 

How many do you want ?? Surely 1 is enough to show that all ppc tickets are unenforceable with a good defence!

Link to post
Share on other sites

In reply to lamma's post, the premises in King Street is Madame Clarke's Coffee House. Their website ( Cafe, Coffee Bar & Sandwich Shop - Madame Clarke's, Wolverhampton ) shows Michael Perkins to be one of the owners.

 

There is a CPS car park to the rear of the premises in Wheeler's Fold, off Princess Street.

 

I live in Wolverhampton and I will try to locate other CPS car parks.

 

Regards,

 

drw53

We have suspected that for a long time over on pepipoo. Thanks for confirming our suspicions.

Why would a cafe need a DPA registration for private detective purposes?

Link to post
Share on other sites

Mark,

 

Is it just me or do you sound concerned and worried that drw53 is locating CPS carparks?

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

Link to post
Share on other sites

I just find drw first post weird, doesn't mean anything to me just a little weird.

 

Anyway, as much as this has passed the time away this weekend I am getting bored now and real life is calling.

 

If anyone wants advice on Scottish then get back to me as thats what I joined originally for, I personally couldn't care less about parking in England.

 

Enjoy yourselves, if I come across any cps carparks north of the border i will let you know, so far I only know of central ticketing ones and from posts on here they dont sue in England so no chance in Scotland.

Link to post
Share on other sites

Mark,

 

Is it just me or do you sound concerned and worried that drw53 is locating CPS carparks?

 

You're right - there is clear concern that CPS car parks are being outed. But then again someone who (1) kept ratttling on for ages about an Oldham case which was proved not to exist (but which if it did would no doubt involve CPS), (2) tries to resurrect a long dead thread about CPS, (3) defends the personal vendetta being conducted against a Pepipoo member on the CPS website, would have a problem with it, wouldn't they?

Link to post
Share on other sites

As it has been previously stated by someone here, that Combined Parking Solutions (CPS) is run from a Café, in which Mr Perkins is a Co-Proprietor along with Mrs Perkins, assumed to be his wife.

 

And in all the listed court cases that Mr Perkins has himself made publically available on the CPS website, it is indeed Mr Perkins himself whom appears at court as the claimant, surely a director of such a successful company would be far to busy to attend court in person, when he could quite easily pay and have a representative attend, or even a solicitor from his collections agency Daniels Siverman?

 

With the above in mind, would it be safe to assume that CPS is a one man operation?

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

Link to post
Share on other sites

Then in that case, forgive me for my assumption that Mr Perkins was a company director for Combined Parking Solutions, when it is clear that is not the case, but I would be correct in assuming he is a senior partner of the concern?

 

It must get real cramped in Madame Clarkes coffee house with all the staff :D

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

Link to post
Share on other sites

In reply to lamma's post, the premises in King Street is Madame Clarke's Coffee House. Their website ( Cafe, Coffee Bar & Sandwich Shop - Madame Clarke's, Wolverhampton ) shows Michael Perkins to be one of the owners.

 

That's handy - I notice that there is a phone number on the site - that must be the geographical number for those not wishing to use the 0871 number listed on the CPS website.

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

DONATE HERE

 

If I have been helpful in any way - please feel free to click on the STAR to the left!

 

Link to post
Share on other sites

In reply to lamma's post, the premises in King Street is Madame Clarke's Coffee House. Their website ( Cafe, Coffee Bar & Sandwich Shop - Madame Clarke's, Wolverhampton ) shows Michael Perkins to be one of the owners.

 

There is a CPS car park to the rear of the premises in Wheeler's Fold, off Princess Street.

 

I live in Wolverhampton and I will try to locate other CPS car parks.

 

Regards,

 

drw53

 

You wonderful person. Thanks - and keep looking !

Let the games begin folks ! Of course we will keep them off this board - we wouldn't want Perky knowing which invoices were likely to bite him in the ass now would we ?

Drivers with proper 'other driver' cover would be best.....

Link to post
Share on other sites

Drivers with proper 'other driver' cover would be best.....

 

I personally would of thought it best

 

Registered Keeps with proper 'other driver' cover would be best....

 

that way we're not encouraging anyone to lie, and if and that is a BIG if, Mr. Perkins took it to court, you couldn't lie in court, or you'll certinally get your collar felt.

 

But yes... if was private land managed by CPS near to where I live, I'd arrange by mass cars to park up. :D

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

Link to post
Share on other sites

this is all a little sad and I feel goes against the principles of the forum and site mods are taking a selective blind eye.

 

This thread has seen people being named ( against rules ) and now seems, by its failure to moderate, condoning people to find carparks and trespass on the private land .. Not getting a charge/trespassing by mistake but on purpose.

 

Can you not all see, this very type of posting just plays into the ppc hands

 

Also, have you seriously got nothing better to do than waste time/money etc.. If not thats quite sad

 

I am off now, just food for thought though.. Life is too short

Link to post
Share on other sites

Welcome back again Mark,

 

Please refer to your previous post. A copy of which i've quoted below. :D

 

but welcome back to the discussion, where again you are getting twitchy when something regarding CPS pops up, but like you say your not a spokesperson for Mr Perkins, you may be right, because you could be Mr. Perkins him very self! then again I could be, we've no true way of finding out, its not as if CAG asks us for a copy of our passport when we sign up.

 

I just find drw first post weird, doesn't mean anything to me just a little weird.

 

Anyway, as much as this has passed the time away this weekend I am getting bored now and real life is calling.

 

If anyone wants advice on Scottish then get back to me as thats what I joined originally for, I personally couldn't care less about parking in England.

 

Enjoy yourselves, if I come across any cps carparks north of the border i will let you know, so far I only know of central ticketing ones and from posts on here they dont sue in England so no chance in Scotland.

 

If I can just include a copy of Trespass under Civil Law, as you say I am condoning trespass.

 

Common law - trespass - removal of unlawful occupiers.

 

Common law trespass at civil law is a wrong (or tort) for which an individual look to the Courts for a remedy. The most important types of trespass are 'trespass to property' (the civil equivalent of theft or criminal damage) and 'trespass to land' (unwanted visitors).

It is the eviction of trespassers onto land which causes the most problems for officers as there are plenty of criminal remedies for trespass to property. Section 61 of the Criminal Justice and Public Order Act 1994 does provide a criminal remedy for unlawful occupiers in larger groups or if damage has been caused, but there are no such provisions for a smaller groups if no nuisance has been caused.

For example, a company wishes to remove a small group of travellers from land which it is now to be built upon. The travellers have a couple of caravans and two other vehicles. They have not caused any damage. At common law can the company re-enter the land and evict the trespassers?

 

Actually, this course of action is lawful - the owner (or lawful occupier) of the land has a well established civil right of re-entry (e.g. Tullay v Reed (1823) 171 ER 1078). The owner of the property should make a prior request for repossession to a peaceable occupier. If the unlawful occupiers leave without 'further ado' then all is well.

 

HOWEVER IT IS NOT SO SIMPLE IF THEY DO NOT LEAVE. Whilst re-entry is valid in civil law, it is fraught with problems, including:

(1) The owner probably commits an offence under the Criminal Law Act 1977 section 6 by using or threatening violence for the purposes of securing entry to premises occupied by another. (Owners of commercial land are not displaced residential occupiers who would otherwise be exempt from section 6.) The owner becomes further liable if more force than necessary is used to remove the occupiers (Hemmings v Stoke Poges Golf Club [1920] 1 KB 720).

 

(2) If the crime in (1) above is being committed by the owner, the occupier could lawfully use reasonable force to resist him/her - Criminal Law Act 1967 section 3 which says 'a person may use such force as is reasonable in the circumstances in the prevention of crime'.

 

(3) An owner dumping property (i.e. caravans and other material from the site) onto the highway could commit an offence of obstruction of the highway or even littering in a public place. Putting what the owner views as "rubbish" from his property onto the highway is not a lawful use of the highway, even if the rubbish has been placed unlawfully on his property in the first place.

The unlawful occupier is essentially committing a civil wrong - it can be turned into a criminal wrong only by the owner obtaining a civil court order which is resisted. On the other hand, the owner is potentially initiating a number of criminal offences (albeit in pursuit of a valid civil right). The advice for officers (given by Leeds University) is that if the unlawful occupiers do not leave of their own accord, then the owners should be advised go through the normal channels for civil recovery of land.

 

If the owners proceed with forcible ejection, then they should be warned that they may be liable for the consequences. In the type of circumstances outlined, the police should not get involved in the physical removal of the unlawful occupants, because, as has been said in the previous paragraph, their transgression is a civil not a criminal matter and they are not breaching any criminal law by their simple presence on the land. At the scene of such an incident the police are there to prevent a breach of the peace and to investigate the commission of offences committed by either side.

 

Note

In Redmond-Bate v DPP 1999 the Court of Appeal made it clear that the police should act to prevent problems by dealing with the offenders, not by removing persons conducting themselves in a lawful manner. In order to prevent a disturbance officers had arrested a preacher (who had been preaching about Christianity) for obstructing the police. She had been getting an adverse reaction from the crowd, but had refused to stop preaching when asked. Her conviction was quashed.

Edited by Hobbie

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...