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Essayeffsee v HSBC


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Excellent, check mcol first thing monday 28th (after 9am) and see if it shows that they've acknowledged ot put in a defence, if not click the judgement button and off you go! That D D'Aubney is off only holiday until 4th sept so you never know. Fingers crossed, it's on route!

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It won't be long, I had my full offer on Saturday so you might get something on Monday. Oh the poor, poor bank must be sooo busy dealing with the amount of people that are demanding what is rightfully theirs!:rolleyes:


Any day now, don't forget to keep some back for our shopping trip:-o

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Don't worry - they'll settle for the full amount now. It took then two weeks to accept the letter I sent accepting it with no conditions. Just think about how many of these they have to deal with now!3

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.


*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*


My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*


Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Mmmmm... maybe it's one of them cases but they are allowed 28 days to reply.. and if they don't, you win...


They only have 14 days from date of service to reply not 28 days.


They only get a further 14 days if they acknowledge the claim (meaning they then have had 28 days from date o service). They didn't acknowledge mine until day 14 so don't panic. This is perfectly normal.


You will know when they acknowledge the claim. look where it says "issued" now - it will change to "acknowledged"

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Hi Essayeffsee


I am just ahead of you and received absolutely nothing from them throughout the whole MCOL process. I filed for judgement yesterday which means that I win automatically as they did not submit a defence to my claims, yours may go the same way.


I am not sure what happens now but I have the option of requesting a warrant that allows the bailiffs to move in and collect my money or goods to the value thereof.


Bottom line is - don't worry about it. You have followed a tried, tested and proven process of recovering money that was taken from you unlawfully.




Just that its taking longer than everyone else's is annoying - believe me I know.


Good luck - will keep you updated.





"The world wants to be fooled ... so fool it" - Pavel

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