what to do next

[fanny2002]

Hi all sent cabot a cca request 11 days ago had nothing back from them as of yet, this morning i got a letter from a Hodson solicitors saying they are acting on cabots behalf and if i do not pay up they will take legal action against me, this is a debt with cap 1 which i have been fighting for ages now with them as every penny ithey say i owe is charges.

So what should i do now any help would be appreciated thanks

[spamheed]

Send them the following

edit as required

*************

Dear Sir/Madam,

Your Ref : xxxxx

 

Your Client : XXXX

 

I refer to your letter of xx/xx/2007, which was received today.

 

Frankly, I am surprised of the need to remind a firm of solicitors about the terms and conditions surrounding my Consumer Credit Agreement request (Consumer Credit Act, 1974); received by XX DCA XX on xx/xx. I can only assume therefore that they failed to inform you.

 

Should your client now persist with threats of legal action as stated in your letter, I will welcome the opportunity for a judge to look at several offences committed by XXX DCA XX under The Consumer Credit Act, 1974, as well as your client’s non-compliance with and total disregard for the law on this occasion.

 

Yours faithfully,

Hope this helps

[fanny2002]

Thankyou