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    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 3 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
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    • The FSA has announced large fines against DB UK Bank Limited (trading as DB Mortgages) - DeutscheBank and also against Redstone for their unfair treatment of their customers.
      Please see the links below for summaries and full details from the FSA website.
      It is now completely clear that any arrears charges which exceed actual administrative costs are unfair and therefore unlawful.
      Furthemore, irresponsible lending practices are also unfair and unlawful.
      Additionally there are other unfair practices including unarranged counsellor visits - even if they have been attempted.
      You are entitled to refuse counsellor visits and not incur any charges.
      Any charges for counsellor visits must not seek to make profits. The cost of the visits must be passed on to you at cost price.
      We are hearing stories of people being charged for counsellor visits for which there is no evidence that they were even attempted.
      It is clear that some mortgage lenders are trying to cheat you out of your money.
      You should ascertain how much has been taken from you and claim it back. The chances of winning are better than 90%. It is highly likely that the lender will attempt to avoid court action and offer you back your money.
      However, you should ensure that you receive a proper rate of interest and this means that you should be seeking at least restitutionary damages - which would be much higher than the statutory 8%.
      Furthermore, you should assess whether the paying of demands for unlawful excessive charges has also out you further into arrears and if this has caused you further penalties in terms of extra interest or any other prejudice. This should be claimed as well.
      If excessive unlawful charges have resulted in your credit file being affected, then you should take this into account also when working out exactly what you want by way of remedy from the lender.
      You should consult others on these forums when considering any offer.
      You must not make any complaint through the Ombudsman. your time will be wasted, you will wait up to 2 yrs and there will be a minimal 8% award of interest and no account will be taken of any other damage you have suffered.
      You must make your complaint through the County Court for a rapid and effective remedy.

      http://www.fsa.gov.uk/pages/Library/Communication/PR/2010/120.shtml
      http://www.fsa.gov.uk/pubs/final/redstone.pdf
      http://www.fsa.gov.uk/pubs/final/db_uk.pdf
       
      http://www.fsa.gov.uk/pages/consumerinformation/firmnews/2011/db_mortgages.shtml
      Do you have a mortage arears claim to make? Then post your story on the forum here
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dori2o

Can I challenge over double yellows?

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Situation:

 

I live close to the junction of my street and a busy B road. (I am the 2nd house from the end in a row of victorian terraced houses).

 

Behind the houses on the other side is a car park that is always full with residents from the other side of the road, and surrounding streets cars.

 

Outside my house are double yellow lines whcih extend from the junction to halfway past the 3rd terraced house. The yellow lines on the opposite side run approx 2.5 meters longer.

 

The lines used to be shorter but when they were doing some work on the B road they lengthened them to stop people parking near the junction, however these lines were never reduced.

 

Now, in the past 3-4 years a lot of new people have moved onto the street, and unlike the people who left, almost all have cars.

 

There is now simply no more room to park.

 

I have on numerous occasions had to park 2-3 streets away from my house, which I'd rather not do with the local scally's hanging around.

 

At the other end of the street, the junction with another very busy B road that has waggons running up and down it all day from the local distribution centres has one of those silly mini roundabouts, but, there are no yellow lines to be seen. they extend just 1 foot beyond the junction onto our street.

 

I want to write to the council to see if it would be possible to reduce the length of the lines in front of my house. Possibly with the ideal length being from the junction to the end of the first house- so about 2.5 meters from the junction.

 

Is there anything i should state to the council as to why the lines should be reduced. Is there any sort of evidence from previous cases I could use. Could I use the example of the opposite end of the street as evidence?

 

Any help appreciated.


GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

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The Council are unlikely to be receptive to a single request to change the lines since its not just a case of painting out the bit you don't like. Any change to the Traffic Regulation Order would require a review of areas restrictions, parking and traffic flow followed by consulting the public over any changes. The best bet would be to get a few other names from your street to add weight to your request and then contact a friendly Councillor.

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fiest check what the TRO says - the yellow lines may just be 'graffiti'..

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You need to request a copy of the Traffic Regulation Order that refers to the yellow lines, so when writing to your council you need to be very specific on your request. There is usually a TRO which lists the length of the yellow lines, whether they are single or double and the enforceable periods.

 

Then you need to measure them accurately. If the lines are either longer or shorter that what is stipulated in the TRO technically you win because they should be EXACTLY as described in the TRO.

 

Good luck and if you have had a parking ticket, appeal anyway, there may be another reason for it being invalid.

 

The yellow lines must be accompanied by a post stipulating the enforceable periods. You could also measure the post and photograph and send in details as unless you have both the post and the lines, they are NOT ENFORCEABLE (unless regulations have recently changed)

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Good luck and if you have had a parking ticket, appeal anyway, there may be another reason for it being invalid.

 

The yellow lines must be accompanied by a post stipulating the enforceable periods. You could also measure the post and photograph and send in details as unless you have both the post and the lines, they are NOT ENFORCEABLE (unless regulations have recently changed)

 

I think the whole point of the OPs post was that he didn't want to get a ticket! ;)

Whatever the TRO says its preferable to get the problem solved rather than have to worry about getting PCNs and then appealing.

 

ps. DYL do NOT need any signage other than the lines themselves.

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DYLS DO need a valid TRO that covers their location, If the lines extend beyond the area defined in the TRO they are graffiti.

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DYLS DO need a valid TRO that covers their location, If the lines extend beyond the area defined in the TRO they are graffiti.

 

That doesn't really help the OP tho does it?

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we will find out when he checks the TRO - many councils are remiss despite the clear the legislation. always worth checking the TRO.

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we will find out when he checks the TRO - many councils are remiss despite the clear the legislation. always worth checking the TRO.

 

My point is....I have yet to meet a PA who carries around a copy of each TRO so there is a good chance even if they are too long he will get a PCN, something he is trying to avoid.

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The yellow lines must be accompanied by a post stipulating the enforceable periods. You could also measure the post and photograph and send in details as unless you have both the post and the lines, they are NOT ENFORCEABLE (unless regulations have recently changed)

 

Incorrect.

 

DYL (as G&M has stated above) never need any signs on posts; SYL within a controlled parking zone do not need any signs either.

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My point is....I have yet to meet a PA who carries around a copy of each TRO so there is a good chance even if they are too long he will get a PCN, something he is trying to avoid.

G&M - the OP is trying to avoid valid enforceable PCNs - not confetti dished out from the council.

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You need to request a copy of the Traffic Regulation Order that refers to the yellow lines, so when writing to your council you need to be very specific on your request. There is usually a TRO which lists the length of the yellow lines, whether they are single or double and the enforceable periods.

 

Then you need to measure them accurately. If the lines are either longer or shorter that what is stipulated in the TRO technically you win because they should be EXACTLY as described in the TRO.

 

 

True, but watch out for the favourite trick of "lines from the junction with xyz for a distance of abc metres or thereby" Usually used because the guys who paint lines aren't the sharpest tools in the shed. :)

 

Obviously if they're five metres longer then the TRO than you would probably have grounds for an appeal, but if they're 500mm over, probably not.

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Someone correct me if i'm wrong, but i'm sure it's an offence to park within 10 metres of a road junction ?

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Someone correct me if i'm wrong, but i'm sure it's an offence to park within 10 metres of a road junction ?

 

OK, you're wrong

 

I know plenty of places where parking bays are marked out within 10M of a junction.

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Thats the exception Pat. "“DO NOT park your vehicle or trailer on the road where it would endanger, inconvenience or obstruct pedestrians or other road users, For example do not stop…Opposite or within 10 metres (32 feet) of a junction, except in an authorised parking space...”"

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Thats the exception Pat. "“DO NOT park your vehicle or trailer on the road where it would endanger, inconvenience or obstruct pedestrians or other road users, For example do not stop…Opposite or within 10 metres (32 feet) of a junction, except in an authorised parking space...”"

 

This is presumably from the Highway Code.

 

DO NOT is advisory; legal prohibition is signified in the HC by MUST NOT.

 

The original post thought that it was an offence (ie legally prohibited)

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point well made. I suppose it will come down to individual circumstance - it may be an obstruction or it may not..

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G&M - the OP is trying to avoid valid enforceable PCNs - not confetti dished out from the council.

 

Sorry I didn't realise you knew the OP and had an insight into his needs maybe next time you could post for him and make it clearer. :rolleyes:

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Sorry I didn't realise you knew the OP and had an insight into his needs maybe next time you could post for him and make it clearer. :rolleyes:

 

what ? The point is valid for all council PCNs hence the highlighting of valid enforceable.

It is the usual issues that are required for the PCN to have both those attributes.

 

1) the PCN - may be non complaint and so unenforceable. many are

 

2)The signs, bays or lines - many are not as in the TSRGD and so unenforceable.

 

3) The Traffic Regulation Order. these are often wrong/lost/never existed. this invalidating the restrictions.

 

4)The parking - may not have been as alledged, this is also often found to be the case, result is the ticket is duff.

 

Am pretty sure you know these things from the contents of your other. posts.

 

despite not understanding the point of your comment I do agree that making it clearer is always a good idea. for everyone.

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what ? The point is valid for all council PCNs hence the highlighting of valid enforceable.

It is the usual issues that are required for the PCN to have both those attributes.

 

1) the PCN - may be non complaint and so unenforceable. many are

 

2)The signs, bays or lines - many are not as in the TSRGD and so unenforceable.

 

3) The Traffic Regulation Order. these are often wrong/lost/never existed. this invalidating the restrictions.

 

4)The parking - may not have been as alledged, this is also often found to be the case, result is the ticket is duff.

 

Am pretty sure you know these things from the contents of your other. posts.

 

despite not understanding the point of your comment I do agree that making it clearer is always a good idea. for everyone.

 

I am fully aware of the law as you know, the point I am making is that the OP didn't even mention PCNs. He was asking how to get the lines removed so he could park legally and probably without upsetting his neighbours. Whether the TRO is correct or not is very unlikely to prevent him from getting a PCN, the fact that he would have to pay it or not is another matter. Believe it or not some people DO have better things to do than spend their free time appealing against PCNs. It can take at least 4 weeks to get to appeal stage and no sane person would welcome the prospect of dozens of PCNs and possibly hundreds of £s in fines hanging over their head regardless of how confident they may win their case.

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say the TRO is wrong - all he needs to do in invalidate the first one via appeal and then quote the decision for the rest.

You example of lots and lots of tickets is misleading in the extreme. this is one location we are talking about not a collection from many places requiring many different appeals.

all moot unless he checks the TRO. these are public documents and there is plenty of legislation that makes them available. and appeals aren't that tough - though many councils withdraw from them at the final minute for some reason....

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say the TRO is wrong - all he needs to do in invalidate the first one via appeal and then quote the decision for the rest.

You example of lots and lots of tickets is misleading in the extreme. this is one location we are talking about not a collection from many places requiring many different appeals.

all moot unless he checks the TRO. these are public documents and there is plenty of legislation that makes them available. and appeals aren't that tough - though many councils withdraw from them at the final minute for some reason....

 

One PCN a day for a month is £3000 gambled on a TRO being wrong, what happens if the OP does not understand it or incorrectly interpretes it. You can keep going on about this for months but at the end of the day only a fool would actually choose the option of getting PCNs and going thru the inconvenience of appealing over the option of parking in a street with no risk of getting a PCN every night.

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gamble - you don't gamble. you get the TRO and check it. where is the gamble ? are you suggesting the adjudicator would ignore an failed TRO ? have you knowledge of them doing this ?

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gamble - you don't gamble. you get the TRO and check it. where is the gamble ? are you suggesting the adjudicator would ignore an failed TRO ? have you knowledge of them doing this ?

 

Do you even bother to read my posts or maybe you don't understand English!!?

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