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    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
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DomWolf v Nationwide


DomWolf
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Hi all,

 

Hope everyone's claims are going through wihout too much of a hitch!

 

After gaining so much inspiration from the forum, i thought i'd better add something.

 

I managed to get hold of 6 years' worth of bank statements after waiting around 2 weeks.

I then handed a letter requesting just under £1400 and a schedule of charges to a branch advisor (awkward, but at least i know they got it!). That was on 27 June.

So now Nationwide have until 11 July before i issue an LBA :grin:

 

I've also opened a parachute account with Alliance and Leicester who are offering a better deal anyway.

 

It's all a bit of a shame really- i've had my FlexAccount for 15 years and until now, had no trouble. Turns out building societies don't operate in their members' best interests after all!

 

I'll keep you posted.....

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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Great stuff - it'll probably get to the Moneyclaim stage before you get your unfair bank charges back, that seems to be how it is going with Nationwide at the moment, but you'll get there. And, in all honestly, you get a bit more back because of the interest so it is worth it in a way :)

 

Definitely do keep us updated :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Thanks for the info Dolly!

This will be a long haul, but one which'll pay off, i'm sure.

Honestly, i can't wait to get to the MoneyClaim stage as i know that's when thing start to happen.

 

I received one of those "thanks for your letter received on.....I am unable to refund any charges" replies this morning. So i guess i'll be sending an LBA on Monday.

 

They've mentioned that if i can't abide by their T+Cs then it may be appropriate for me to consider "alternative banking arrangements". Good thing i've done that already and have a new current account ready and waiting....

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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  • 3 weeks later...

Right, the final stretch...

 

I received a generic reply to my LBA. Basically going into how they're sorry they couldn't close my complaint. They're going to refer it to the Member Service Dept...

 

I've given them the full 28 days in which to repay. I issued my MoneyClaim a few moments ago.

 

Hopefully, i'll be £1400 richer the next time I post!:)

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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hi there, as you will see from my details my money was paid out quite quickly after they received the court claim (i did mine theold fashioned pen and paper way!) so hopefully you won't have too much longer to wait!!

oooeee

 

As a mathematics degree student i know their figures don't add up!!!! join the Revolution!!!

 

 

 

Nationwide Building society £1778.55 LBA sent 22.06.2006 Claim filed at Truro court 07/07/2006 for £1842.78 Acknowledgement recieved 19/07/2006 "intend to defend". £246.73 (interest on amount) paid into account 20/07/2006 Remaining £1595 paid into account 21/07/2006

Littlewoods catalogue looking into late charges. £80 of charges made phone call 16/07/2006 letter going out 21/07/2006

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  • 2 weeks later...

Hey!!!

 

Just as i was about to rant on about how i can't wait any longer...

 

I just found 131.08 as a cash deposit in my account!!!!

 

This has to be the court cost and interest.

 

Shame i've got to wait til next week for the rest, but at least

 

I'VE WON!!!!

Request and schedule of charges sent: 27 June

Fob-off letter rec'd: 8 July

LBA sent: 11 July

Standard reply rec'd: 24 July

MoneyClaim filed: 24 July Ref: 6QZ48994

Claim Acknowledged: 27 July "Intend to Defend'

Costs and interest refunded: 4 August

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CONGRATULATIONS!!

 

Absolutely delighted for you - you never know, the rest could go in tomorrow, mine did :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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