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    • Thanks for your reply.    We went through a series of questions with the company who wanted to know if we had defrosted the product correctly,  we had, that we had not cooked the product, we had not and then the advisor said they allow for bone bits up to 6mm. It turns out the bone in our tub was almost a cm. Around 9.5mm   They have seen a picture of the bone and they then asked for it so their lab can analyse it. However when discussing sending it by recorded delivery and us wanting it returning by recorded delivery so that we could attain a second opinion if we disagreed with their lab, they instead decided that their lab no longer wanted to see it.  It concerns us that they have not taken this incident seriously and made sure this doesn't happen again.    An advisor then moved on to try to claim that because the bone was more than 6mm, and that their bones go through a grinder twice, that the bone could not have been from their product.   Fortunately, not only did we witness the incident occur while our cat was eating the product, as he suddenly stopped eating and began pawing at his mouth in pain and distress, he is also an indoor cat and has no access to other food or bones. We can be certain therefore the bone came from the product.    Our cat is allergic to ketamine and has to have a specialist vet.  The fees were approaching £500. Plus travel £40 and a days lost income. Not to mention a great deal of distress.    Cat is doing ok now and has recovered. The offending food was bought about 3 weeks ago and the company is Natural Instinct.  The tub just shows the batch number.     We have been in discussion with the company itself, although the reseller has been hugely supportive and empathetic, they have not mentioned their potential liability.    The MD of NI wants to talk over the phone, even though I requested a resolution by email.       
    • Yes, I do have the documents naming FTR and Cyroblast... I got these from logging in myself via Government Gateway.   How do I contact HMRC and say they've missed what I asked for? There's no email on the letter and I don't want to be on the phone for 3 hours trying to speak to someone. How do I contact them to say this? There's no email on my letter or direct contact info... just a name.
    • I know where you are as my son used to play at Goals several years ago. The Privacy Notice is a Notice to the Driver so it should mean that the NTK arrives  between 28 and 56 days later. In addition under PoFA the period of parking must be specified. In other words it needs a start period and a finish period. A single time does not cut it  nor does it comply with the requirements of PoFA especially if the photos of the car are not time stamped you could argue that as you have 10 minutes to make up your mind so you could have arrived at 19.00 and left at 19.10.  The NTK does not comply either when it comes to the wording of advising that the responsibility of the "debt" is transferred from the driver to the keeper. This section sates that NTK MUST include a form of words and this one doesn't as it does not mention- (if all the applicable conditions under this Schedule are met). And there are several  conditions that haven't been met.
    • Yes please also to @Andyorch for help with the statement. I didn't know I was supposed to have done one so apologies for that. I guess now I have until the first week of September to get that across now and I would be grateful for any help with it.
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H.O.L Test case appeal. Judgement Declared. ***See Announcements***


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12 hours 49 mins here :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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I've checked tomorrows planner on freeview and none of the channels have set aside airspace for it!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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Here's the reply from the BBC on my request that Democracy Live cover the Charges decision live and in full. (I hope this means the BBC News website will cover the full works and not just the first 10 minutes.):

 

 

Thanks for your email. I understand the BBC news website will be carrying the bank charges announcement live tomorrow morning and will, no doubt, attract a sizeable audience.

More generally, it has been decided that the Supreme Court's proceedings will not be contained within Democracy Live. This is based on the fact that the court is now totally separate from government and the Houses of Parliament, whose proceedings are at the centre of the site's remit.

I'm grateful for your interest in Democracy Live.

Regards,

Mark

__________________________________________

 

Mark Coyle

Launch Editor

BBC Democracy Live

Broadcast Centre, London (BC3 B1)

W12 6WA

W: www.bbc.co.uk/democracylive

So best bet is BBCNews Website for extended coverage and BBC News Channel for the immediate decision.

 

JC

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JC,locutus,

 

Thanks BBC it is then.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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BOY:D do i not wish to be a banker this evening !!!!!!!!!!!!!!!!!!!

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Bank charges:

 

The following judgment will be given on Wednesday 25 November 2009 at 9.45 am:

 

Office of Fair Trading (Respondents) v Abbey National plc and others (Appellants)

 

Sorry All just had to take a look again lol

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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If this judgement goes the way it should I will be straight on the phone to my bank to ask them what there stance is now that they have lost 3 times.

 

Thats if i can get though of course lol;)

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Anyone with true call it would be interesting to hear the banks responses to the judgement

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Share on other sites

If this judgement goes the way it should I will be straight on the phone to my bank to ask them what there stance is now that they have lost 3 times.

 

They'll probably claim it's the best of seven!

 

Els

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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Just copied this from my banks website:

 

I have already accepted an offer from you. Will my claim be revisited?

If you have accepted an offer in 'full and final settlement', we believe it unlikely you would be awarded a further sum even if the test case indicates a potentially larger amount.

 

What a load of bull.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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lol T2 know how you feel that caused my sudden outburst in the Halifax today so weird.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Share on other sites

I know what you mean T2upnorth!

 

I had a full settlement with interest from LTSB (pre waiver) in March 2007. However, I have just gone back through my old statements from 1995 to 2000 and just discovered another £2K plus (Before interest) of charges. It would be rude not to 'ask' them for this back given the fortune that they have spent in 'defending' their position.

 

P.s. Halifax, I haven't forgotton you either, found another £350 (Before interest) for the period prior to that for which you have already reimbursed.

 

pps I haven't even mentioned the charges incurred since the settled claims!

Edited by Helford
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