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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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H.O.L Test case appeal. Judgement Declared. ***See Announcements***


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But Lord Philips added that this was not the end of the matter as the OFT could still try to scrutinise bank charges under other parts of the regulations

 

This will not close the door on the OFT's investigations and may well not resolve the myriad cases that are currently stayed [put on hold] in which customers have challenged the relevant charges," he told the court.

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But Lord Philips added that this was not the end of the matter as the OFT could still try to scrutinise bank charges under other parts of the regulations

 

Wouldnt that be future charges tho, not the historic ones were trying to claim back?

 

S.

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After all ths time, I still hoped that justice actually existed in this country. I was wrong, the old boy network still rules as it has for centuries.

 

Shame on you HOL, for handing us hands and feet bound to the vultures. :-(

 

Expect your new T&Cs fleecing you, nay, shearing you, in a bank near you very soon. It's open season on the bank customer from now on. :-(

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this shafting is a million times worse than MP's expenses.... I fortunately have had all my charges back. but I will support this till they are forced to pay everyone back....

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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Given that the banks appealed however many times (it may only have been once actually, it just seems like more!), does that mean the consumers are allowed to appeal to?

 

I've always been wary of this ever since I asked the judge during my court case whether it was fair that I wasn't allowed to continue my claim given the OFT investigation but the banks would are still allowed to charge people the fees that were being investigated (surely both should be stopped whilst it is found out whether they are fair or not?) and the judge just replied "That's a good question, maybe you should ask it?". I thought I just had. That's when it really started to bug me to be honest.

 

What a kick in the nuts.

Prelim letter received by Barclays: 26/03/07

**************no reply***************

 

LBA received by Barclays: 10/04/07

**************no reply***************

 

N1 filed at court: 25/04/07

N1 received by Barclays: 04/05/07

Offer of £1,885.00: 04/05/07 (turned down)

Offer rejection received by B'clays: 08/05/07

Barclays Acknowledge Claim: 11/05/07

Barclays Defence Filed: 18/05/07

 

Directions Hearing Date Set: 06/08/07

Case Stayed Until Feb '08

 

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So the law stuff on this site is a waste of space then

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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Well, here it is. (Full ruling attached)

 

I for one will be closing my Halifax account and going to a credit union.

 

The Supreme Court may feel the need to protect the banks from justice, I don't.

 

 

My bad - looks like wrong one was posted on SC site.....

Edited by T2upNorth
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Over the last few years the judiciary have abandoned the ordinary citizen & while it's not yet over it's certainly time for a revolt Petition your MP repeatedly to complain about both the court AND the banks AND the lack of regulation AND the fact that the OFT have had its teeth completely withdrawn. Every company & its dog will use this finding to penalize customers

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forums don't work you need solicitors don't jump on the band wagon the next time

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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Well, here it is. (Full ruling attached)

 

I for one will be closing my Halifax account and going to a credit union.

 

The Supreme Court may feel the need to protect the banks from justice, I don't.

 

 

Your link is nothing to do with the OFT v Banks ruling :confused:

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Closing down my account now.

will be back soon and tell you how i get on.

Ive a feeling the twats will say i cant do it

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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Inretrospect, this was lost when the OFT failed to appeal the unlawful penalty aspect- this was the first clue as to the eventual outcome, of what has become an Establishment stitch up of gargantuan proportions.

 

We now know where we stand and we have been reminded that we should know our place.

 

"Ever felt like you been cheated?" Johnny Rotten 1978

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forums don't work you need solicitors don't jump on the band wagon the next time

 

 

Ridiculous statement.

 

This site has helped thousands of people get justice on many issues & will continue to do so.

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pmsl I still don't have my money

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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