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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      If you are buying a used car – you need to read this survival guide.
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    • Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld

      ATJ posted a topic in Vehicle retailers and manufacturers,

      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

H.O.L Test case appeal. Judgement Declared. ***See Announcements***

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barry_2008

barry_2008

Posted
Posted

Mean while the cases are on hold.

For how long who really knows.

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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pompeyfaith

pompeyfaith

Posted
Posted

Now I know where everyone is hiding lol will be interesting to see how many of us will be here come Wednesday record number maybe ?

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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InformedSearcher

InformedSearcher

Posted
Posted

Personally I want everything back! I don't want a situation whereby someone says that is fair as an amount. I think we all want that. What 'grinds' with me is that these financial institutions have had the power to ride roughshod over just about everyone using legal force which none of us could possibly contemplate not afford. My point earlier was that if the Treasury are now going to consider their own pressure then why did they not do it initially?

The end result if we look at it is that UK banks have (banking) licenses and basically control the countries economy. In so doing these 'non elected' (by us) controllers can manipulate how our lives are run. They can as they have caused many people to become bankrupt, faced gardship and acted quite 'aloof' to it all. If an average person in the street wants to contact someone who made these high level decisions they cannot! Even now the baks act behind lagalities and the directors ignore the relities of people suffering. I once had a share portfolio and that made me eligible to speak to a director if I wished - Shall I say it should have been eay to do but it never happened. The same at AGM's where the major shareholders are seldom average people but other multi nationals in various shapes and forms that override any viable grievance you might have. The only person ever to sway a company was the gentleman with HSBC who was a cleaner and got cult status in arguing about pay a few years ago!

 

Michael

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)

--I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--

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jclancy

jclancy

Posted
Posted (edited)

Have just sent this to the BBC's DemocracyLive website, perhaps others could join in?:

 

To:[email protected]

 

Is Democracy Live going to cover the historic Supreme Court decision on Bank Charges on Wednesday 25th November at 9.45 a.m.?

 

House Of Lords Court Decisions have been shown live in the past (e.g. Pinochet decision). This decision will be big news in any event, but the massive public interest will ensure massive viewing figures, especially if trailed.

 

Bearing in mind the processes of the independent judiciary are a crucial part of the UK concept of Democracy, I would have thought that the key Supreme Court decisions should be covered (especially live) by Democracy Live.

 

Bearing in mind the considerable change involved in the move from House of Lords to Supreme court it would be good to cover the event anyway so as to show the public how the new system works.

 

A decision which will have a direct impact on the bank balances of millions and on an issue which has involved one of the most important and influential consumer pressure groups of modern times would be, I think, prime reasons for covering the whole judgement live and show off Democracy Live as being able to do this.

 

At 9.45 a.m. there's not much else democracy going on anyway?

 

I am assuming the judgement won't just be handed down and will be read out, by the way. I understand many representatives of the consumer pressure groups are travelling down to London to be present.

 

John Clancy

Edited by jclancy
typo
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barry_2008

barry_2008

Posted
Posted

Wednesdays are PM Question Time day

 

Good post though JC

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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JonCris

JonCris

Posted
Posted

"I sincerely believe, with you, that banking establishments are more dangerous than standing armies; and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale.” Thomas Jefferson President of the United States

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SPROUTY

SPROUTY

Posted
Posted (edited)
"I sincerely believe, with you, that banking establishments are more dangerous than standing armies; and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale.” Thomas Jefferson President of the United States

 

Well said!

 

Where Have i heard that before?

 

That was said in 1802 ?

 

what will it take for us to heed his warnings?

Edited by SPROUTY

'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'

Thomas Jefferson 1802

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SPROUTY

SPROUTY

Posted
Posted

Here's More

 

'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'

Thomas Jefferson 1802

'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'

Thomas Jefferson 1802

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JonCris

JonCris

Posted
Posted (edited)
A bit of off the wall reporting on the case here:

 

Please feel free to tear into the comments posted...

 

Edit

 

 

I have particularly those by 'Fred the shed' who's posts seem somewhat reminiscent of another complete jerk we had on here some time ago

Edited by freakyleaky
Unauthorised link removed from quote
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JonCris

JonCris

Posted
Posted
Here's More

 

'I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around the banks will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered.'

Thomas Jefferson 1802

 

 

It shows graphically how the present shower have learnt now't

 

I assume everyone knows that the Fed is a private company owned by amongst others Rothschilds Bankers

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JonCris

JonCris

Posted
Posted

"Some people think that the Federal Reserve Banks are United States Government institutions. They are private monopolies which prey upon the people of these United States for the benefit of themselves and their foreign customers; foreign and domestic speculators and swindlers; and rich and predatory money lenders."

– The Honorable Louis McFadden, Chairman of the House Banking and Currency Committee in the 1930s

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locutus

locutus

Posted
Posted
"you can nearly smell the methanol" on here? Wow. I must be hanging around the wrong part of the forum then. :razz:

Misread that 1st take... I wondered why everyone was eating cough sweets :p

 

 

So, worst case scenario, and the banks somehow manage to swindle it so that their contracts are not assessable for fairness... What kind of changes we can expect in our T & C? and who will the 1st bank to charge £50 + for a returned DD be?

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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barry_2008

barry_2008

Posted
Posted

"Res ipsa loquitur". If the banks are found guilty dose this mean they in fact have breached trust in the contract?

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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fergal71

fergal71

Posted
Posted

the tension is almost unbearable..... I cant wait till tomorrow I bet this thread gets a thousand posts alone..... is anyone taking bets on the decision?

 

believe it or not I am taking day off tomorrow to take in all the info which will be fired out tomorrow.....

Only direct action by the masses will work....

 

Look at all successes they have never come from negotiation!!!

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barry_2008

barry_2008

Posted
Posted

Tomorrow is a landmark day in history of banking.

 

Already we have the Daily Express reporting banks may charge unfair fees on withdrawing our own money from cash machines and they could be forced to pay up to 22 billion back. (wish it was gazillion the thieving trolls)

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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mailmannz

mailmannz

Posted
Posted

Well Im not holding my breath.

 

Having said that I did notice HSBC has refunded £50 bank charges taken from my account last month without explanation????

 

Maybe they already know the writing is on the wall?

 

Then again, maybe the law lords will just go with the banks (depending how how much their buyout cost?

 

Mailman

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