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Re: Halifax bank charges


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Hi everyone, i am also on a mission to recover charges from the halifax.

I have been getting regular unfair charges for about three years, these range from £28 for unauthorised overdraft to £39 for unpaid dd, up to three charges per day.

I have just recieved my monthly statement, and totalled up eleven charges to £550 for one month.

This is a regular occurence, which makes life a real struggle, as i simply can't afford to have almost half my earnings taken from me every month.

I have come to the end of my tether with this, and finally plucked up the courage to send my data protection letter, accompanied by the £10 fee, and posted by recorded delivery.

I really hope to recover , if not all, then at least a considerable amount in order to get back on my feet.

I would appreciate any help along the way, and will be making a donation.

WISH ME LUCK!!!!!

THANK YOU ALL

ROBERT

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You won't need luck if you follow the processes mapped out on this site! :D

 

Hi Robert and welcome! :p

 

You seem to have been reading up on what to do, so now's the right time to start a new thread in the Halifax forum to chart your progress so that others can assist and guide you if things are running to plan. Keep us informed! :)

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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